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$675K · 6+2 bed Multiplex · 450 - E. Chester, St. Catharines | MyPropertyScout

$674,900

108 Queenston Street

89 DOM

6+2489d

Map

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DOM 89

↓ $25KPrice Reduced

$674,900

↓ $25K

DOM89days

108 Queenston Street

St. Catharines · Ontario L2R 2Z3

MLS® X12965296 · 450 - E. Chester · L2R 2Z3

6+24TenantOccupied2000-2500 ft²MultiplexNoneFinished, Apartment89d$300/ft²Lot 40 x 102.2 ft$3,709 tax/yrFinished, Apartment

Neighbourhood Range

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Prime turnkey investment opportunity in a highly desirable central St. Catharines location, situated in the vibrant Queenston neighbourhood. This fully tenanted fourplex offers immediate, reliable cash flow with a total monthly rental income of $4,930 (Unit 1: $1,250; Unit 2: $1,280; Unit 3: $1,100; Unit 4: $1,300). The property features four fully renovated, self-contained units, each with a separate entrance, including a spacious 2-bedroom basement suite. Extensively updated throughout, with i…

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Property details

MLS#: X12965296
Status: Buy Now
Property class: Residential Freehold
Beds: 6+2
Baths: 4 full, 0 half
Rooms: 12 + 4
Kitchens: 4
Size: 2000-2500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished, Apartment
Style: 2-Storey
Type: Multiplex
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 462670008
Roll / ARN: 262903000209800

Occupancy: Tenant Occupied
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Stone
Property features: Park, Place Of Worship, Public Transit, Rec./Commun.Centre, School

Garage: None
Garage spaces: 0
Parking: 1 total
Lot: 40 × 102.2
Heating: Baseboard
Heating fuel: Electric
Cooling: Wall Unit(s)
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: South
Cross street: Page St & Queenston St
Stories: —
Utilities: —
Laundry: —
Interior: Separate Hydro Meter
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Seller signals

Price movement & seller pressure

↓ $25KPrice reduction

MLS shows the seller reduced the asking price by $25,000 (from $699,900 to $674,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ABOUTOWNE REALTY CORP.

Source: TRREB/PROPTX · MLS® X12965296

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$675K

108 Queenston Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $674,900✓ $3,709 tax✓ Electric✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,244/mo

incl. closing costs (yr 1)

Annual total

$62,925

year 1

Mortgage only

$2,560/mo

principal + interest

Beyond mortgage

$1,394/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$134,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$309/mo

Utilities

Hydro / electricity$293/mo

≈ $0.13/ft² × ~2,250 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,749/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $30,724/yr

Property taxes22% $13,682/yr

Utilities8% $5,070/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,749/yr

Closing costs8% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,724	$2,560/mo
Government & taxes
Property tax	$3,709	$309/mo
Land transfer tax(closing)	$9,973	$831/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,510	$293/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,749	$562/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$62,925	$5,244/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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108 Queenston Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs