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$360K · 3 bed Condo Apartment · 4205 - West Centre Town, West Centre Town | MyPropertyScout

$360,000

9 Balsam Street

84 DOM

3184d

Map

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DOM 84

↓ $55,000Price Reduced

$360,000

DOM84days

9 Balsam Street

West Centre Town · Ontario K1R 7K6

MLS® X12964806 · 4205 - West Centre Town · K1R 7K6

31Vacant900-999 ft²Condo ApartmentNone84d$379/ft²$4,118 tax/yr

Neighbourhood Range

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Mixed use zoning live work condo (commercial/residential) with separate street level entrance, 971 square feet. Nestled at the crossroads of vibrant Little Italy and bustling Chinatown. Ideal for dog lovers, small office business owners or savvy investors. Currently 3-bed/office, 1-bath gem adorned with granite counters and stainless steel appliances(2023). Can be reconfigured to a 2 bedroom to expand the living area, tailored to your lifestyle. Located just 2 blocks from the eclectic shops of P…

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Property details

MLS#: X12964806
Status: Buy Now
Beds: 3
Baths: 1 full, 0 half
Size: 900-999
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Condo corp #: 886
Balcony: None
Locker: None
Fees include: Water Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Aluminum Siding
Fronting on: —
Cross street: Balsam and Booth
Basement: None
Stories: 3
Utilities: —
Laundry: In-Suite Laundry
Interior: Primary Bedroom - Main Floor, Water Heater Owned
Parking features: —

Rooms

Level	Room	Dimensions
Main	Foyer	1.3m × 1.85m
Main	Living Room	2.97m × 4.98m
Main	Kitchen	3.33m × 3.58m
Main	Bedroom	3.23m × 3.94m
Main	Bedroom 2	3.2m × 3.81m
Main	Bedroom 3	4.9m × 2.54m
Main	Bathroom	2.97m × 2.03m
Main	Utility Room	1.96m × 1.8m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE TEAM REALTY

Source: TRREB/PROPTX · MLS® X12964806

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$360K

9 Balsam Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $360,000✓ $4,118 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,985/mo

incl. closing costs (yr 1)

Annual total

$47,819

year 1

Mortgage only

$1,366/mo

principal + interest

Beyond mortgage

$1,838/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$72,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$343/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,600/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$64/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,875

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)34% $16,389/yr

Property taxes17% $7,993/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $3,600/yr

Condo fees19% $9,177/yr

Closing costs11% $5,100/yr

Mortgage is 34% of your true cost of ownership. The other 66% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$16,389	$1,366/mo
Government & taxes
Property tax	$4,118	$343/mo
Land transfer tax(closing)	$3,875	$323/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,600	$300/mo
Condo fees
Condo / HOA fees	$9,177	$765/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$47,819	$3,985/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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9 Balsam Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs