$470K · 2 bed Condo Townhouse · Belleville Ward, Belleville

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About this home

Welcome to this beautifully maintained two-bedroom, two-bathroom condominium townhouse in the desirable adult lifestyle community of Lions Gate, known for it's welcoming atmosphere and strong sense of community. Designed for easy main-floor living, this home is ideal for those seeking a quiet, low-maintenance lifestyle in a peaceful setting. A charming front porch creates the perfect first impression and a lovely place to sit and enjoy your morning coffee. Inside, the bright maple kitchen overlo…

Property details

MLS#

X12960886

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

900-999

Style

Bungalow

Type

Condo Townhouse

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Place Of Worship, School

View: Panoramic

Condo corp #: 39
Balcony: Open
Locker: None
Association amenities: Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stone · Deck, Landscaped
Fronting on: —
Cross street: College Street W/Heartwood Dr
Basement: Full, Unfinished
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, ERV/HRV, Primary Bedroom - Main Floor, Sump Pump, Water Heater
Parking features: Private

Level	Room	Dimensions
Main	Kitchen	3.22m × 2.96m
Main	Living Room	4.12m × 4.46m
Main	Dining Room	2.22m × 3.11m
Main	Bedroom	4.2m × 3.32m
Main	Bathroom	1.71m × 2.18m
Main	Bathroom	2.36m × 3m
Main	Laundry	2.03m × 1.66m
Main	Bedroom	4.42m × 2.24m
Basement	Other	9.54m × 7.3m
Basement	Other	4.45m × 7.3m

Level

Room

Dimensions

Main

Kitchen

3.22m × 2.96m

Main

Living Room

4.12m × 4.46m

Main

Dining Room

2.22m × 3.11m

Main

Bedroom

4.2m × 3.32m

Main

Bathroom

1.71m × 2.18m

Main

Bathroom

2.36m × 3m

Main

Laundry

2.03m × 1.66m

Main

Bedroom

4.42m × 2.24m

Basement

Other

9.54m × 7.3m

Basement

Other

4.45m × 7.3m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $469,900✓ $4,327 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,475/mo

incl. closing costs (yr 1)

Annual total

$53,700

year 1

Mortgage only

$1,783/mo

principal + interest

Beyond mortgage

$1,745/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$93,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$361/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,699/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$47/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $21,392/yr

Property taxes19% $10,200/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,699/yr

Condo fees13% $6,749/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,392	$1,783/mo
Government & taxes
Property tax	$4,327	$361/mo
Land transfer tax(closing)	$5,873	$489/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,699	$392/mo
Condo fees
Condo / HOA fees	$6,749	$562/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,700	$4,475/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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