$899K · 4 bed Detached · South V, London South

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About this home

Welcome to this gorgeous 4-bedroom home located in the highly desirable Lambeth area. From the moment you step through the elegant double-door entrance, you're greeted by a spacious, inviting foyer that leads into a bright, open-concept living space. The main level features beautiful hardwood flooring and an abundance of natural light, creating a warm and welcoming atmosphere throughout. The open-concept kitchen offers ample space for cooking and entertaining, highlighted by large windows that f…

Property details

MLS#

X12959944

Status

Buy Now

Property class

Residential Freehold

Beds

Baths

3 full, 0 half

Rooms

15 + 1

Kitchens

Size

2000-2500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Unfinished

Style

2-Storey

Type

Detached

Year built

2023

Plan: 33M821

Occupancy: Tenant Occupied
Washrooms: 3 pc · Main; 4 pc · Second; 5 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: No
Special designation: Accessibility

Roof: Fibreglass Shingle
Foundation: Poured Concrete

Fireplaces: 1
Fireplace features: Electric

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 36.18 × 115.13
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick Front, Vinyl Siding
Fronting on: West
Cross street: Campbell St North
Stories: —
Utilities: —
Laundry: —
Interior: Sump Pump, Water Meter
Parking features: Available, Private Double

Level	Room	Dimensions
Main	Living Room	5.19m × 4.26m
Main	Dining Room	2.75m × 3.6m
Main	Kitchen	3.35m × 3.36m
Main	Mud Room	1.82m × 3.35m
Main	Bathroom	1.56m × 1.61m
Second	Bedroom	4.87m × 4.87m
Second	Bedroom 2	3.54m × 3.35m
Second	Bedroom 3	3.05m × 4.27m
Second	Bedroom 4	4m × 3.61m
Second	Bathroom	1.74m × 2.92m

Level

Room

Dimensions

Main

Living Room

5.19m × 4.26m

Main

Dining Room

2.75m × 3.6m

Main

Kitchen

3.35m × 3.36m

Main

Mud Room

1.82m × 3.35m

Main

Bathroom

1.56m × 1.61m

Second

Bedroom

4.87m × 4.87m

Second

Bedroom 2

3.54m × 3.35m

Second

Bedroom 3

3.05m × 4.27m

Second

Bedroom 4

4m × 3.61m

Second

Bathroom

1.74m × 2.92m

Price movement & seller pressure

↓ $60KPrice reduction

MLS shows the seller reduced the asking price by $60,000 (from $959,000 to $899,000).

Motivated SellerWhy this label

90 days on market — Listing has been active for 90 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $899,000✓ $6,136 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,846/mo

incl. closing costs (yr 1)

Annual total

$82,157

year 1

Mortgage only

$3,411/mo

principal + interest

Beyond mortgage

$1,773/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$179,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$511/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $40,926/yr

Property taxes25% $20,591/yr

Utilities6% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,990/yr

Closing costs6% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,926	$3,411/mo
Government & taxes
Property tax	$6,136	$511/mo
Land transfer tax(closing)	$14,455	$1,205/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,990	$749/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$82,157	$6,846/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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6504 Heathwoods Avenue

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs