$500K · 3 bed Detached · South X, London South

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About this home

This updated 3+1 Bedroom, 2 bathroom family friendly neighbourhood with attached garage that is conveniently located in south London's White Oaks community is a must see. The tastefully updated main floor of this home has a fresh coat of paint, flooring throughout and lighting fixtures. The main floor is host to 3 bedrooms, the renovated 4pc cheater ensuite bathroom and the large open concept living/dining/kitchen area. The side entry off of the kitchen gives access to the yard space and a dire…

Property details

MLS#

X12959384

Status

Conditionally Sold

Property class

Residential Freehold

Beds

Baths

2 full, 0 half

Rooms

6 + 4

Kitchens

Size

700-1100Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Finished

Style

Bungalow

Type

Detached

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 084940203
Roll / ARN: 393606059049400
Plan: M13

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 4 pc · Lower
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Poured Concrete

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Lot: 40 × 100
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick Front, Vinyl Siding
Fronting on: East
Cross street: Jalna blvd
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater
Parking features: Private

Level	Room	Dimensions
Main	Living Room	3.59m × 7.01m
Main	Foyer	2.42m × 1.51m
Main	Kitchen	2.4m × 4.54m
Main	Primary Bedroom	3.16m × 4.23m
Main	Bedroom 2	3.29m × 2.62m
Main	Bedroom 3	2.71m × 3.93m
Lower	Recreation	3.29m × 5.12m
Lower	Den	3.32m × 5.52m
Lower	Utility Room	—

Level

Room

Dimensions

Main

Living Room

3.59m × 7.01m

Main

Foyer

2.42m × 1.51m

Main

Kitchen

2.4m × 4.54m

Main

Primary Bedroom

3.16m × 4.23m

Main

Bedroom 2

3.29m × 2.62m

Main

Bedroom 3

2.71m × 3.93m

Lower

Recreation

3.29m × 5.12m

Lower

Den

3.32m × 5.52m

Lower

Utility Room

—

Price movement & seller pressure

↓ $60KPrice reduction

MLS shows the seller reduced the asking price by $60,000 (from $559,900 to $499,900).

Motivated SellerWhy this label

90 days on market — Listing has been active for 90 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,900✓ $3,286 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,015/mo

incl. closing costs (yr 1)

Annual total

$48,176

year 1

Mortgage only

$1,896/mo

principal + interest

Beyond mortgage

$1,120/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$274/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $22,758/yr

Property taxes20% $9,759/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,999/yr

Closing costs11% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,758	$1,896/mo
Government & taxes
Property tax	$3,286	$274/mo
Land transfer tax(closing)	$6,473	$539/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,999	$417/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$48,176	$4,015/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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96 Beechbank Crescent

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs