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$399K · 8 bed Fourplex · 460 - Burleigh Hill, St. Catharines | MyPropertyScout

$399,000

18 Merritt Street

91 DOM

8491d

Map

⚡ Insider Deal

DOM 91

↓ $50KMotivated SellerPrice ReducedFixer Upper

$399,000

↓ $50KMotivated Seller

DOM91days

18 Merritt Street

St. Catharines · Ontario L2T 1J3

MLS® X12958544 · 460 - Burleigh Hill · L2T 1J3

84Vacant< 700 ft²FourplexNoneWalk-Up, Unfinished91d$570/ft²Lot 58.5 x 120 ft< .50 ac$4,363 tax/yrBuilt 1916110 yrs oldWalk-Up, Unfinished

Neighbourhood Range

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Attention developers, investors, renovators, and DIY enthusiasts! 18 Merritt Street is a massive 3,586 square-foot property that has been approved for development into a Legal Fourplex. This is a rare opportunity to hit the ground running, poised to start construction on Day 1! The property has been professionally prepped, stripped to the studs, and is a complete blank slate primed for your custom rebuild. Expand your rental portfolio with this construction-ready gem in the heart of Niagara's la…

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Property details

MLS#: X12958544
Status: Buy Now
Property class: Residential Freehold
Beds: 8
Baths: 4 full, 0 half
Rooms: 15
Kitchens: 4
Size: < 700Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Walk-Up, Unfinished
Style: 2-Storey
Type: Fourplex
Year built: 1916

Occupancy: Vacant
Washrooms: 3 pc
Family room: No
Central vacuum: No
Ensuite laundry: No
Special designation: Heritage

Roof: Asphalt Shingle
Foundation: Stone, Concrete
Property features: Fenced Yard, Park

Garage: None
Garage spaces: 0
Parking: 4 total
Lot: 58.5 × 120
Heating: Forced Air
Heating fuel: Gas
Cooling: None
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: East
Cross street: TOWNLINE ROAD E
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: —

Rooms

Room dimensions are not available for this listing.

Seller signals

Price movement & seller pressure

↓ $50KPrice reduction

MLS shows the seller reduced the asking price by $50,000 (from $449,000 to $399,000).

Motivated SellerWhy this label

91 days on market — Listing has been active for 91 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RIGHT AT HOME REALTY

Source: TRREB/PROPTX · MLS® X12958544

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$399K

18 Merritt Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,000✓ $4,363 tax✓ Gas✓ < 700 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,470/mo

incl. closing costs (yr 1)

Annual total

$41,637

year 1

Mortgage only

$1,514/mo

principal + interest

Beyond mortgage

$1,126/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$364/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~700 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,460

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $18,164/yr

Property taxes21% $8,823/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance10% $3,990/yr

Closing costs12% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,164	$1,514/mo
Government & taxes
Property tax	$4,363	$364/mo
Land transfer tax(closing)	$4,460	$372/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,990	$333/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$41,637	$3,470/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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18 Merritt Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs