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$849K · 5 bed Detached · 4104 - Ottawa Centre/Golden Triangle, Ottawa Centre | MyPropertyScout

$849,000

34 Gilmour Street

93 DOM

5493d

Map

⚡ Insider Deal

DOM 93

↓ $150KMotivated SellerPrice Reduced

$849,000

↓ $150KMotivated Seller

DOM93days

34 Gilmour Street

Ottawa Centre · Ontario K2P 0N3

MLS® X12956080 · 4104 - Ottawa Centre/Golden Triangle · K2P 0N3

54TenantOccupied1500-2000 ft²DetachedNoneUnfinished93d$485/ft²Lot 37 x 47 ft$8,001 tax/yrUnfinished

93 days on market

About this home

Best value! Located in the heart of downtown Ottawa and steps to the Rideau Canal. The Golden Triangle presents a compelling investment opportunity in one of our city's most walkable and consistently sought after locations. This 5 bedroom 3.5 bathroom property offers great curb appeal and would be an amazing home for young professionals and snow birds. The first floor offers 2 bedrooms that were previously used as living and dining area and would be easy be easy open again, a family room, large…

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Property details

MLS#: X12956080
Status: Buy Now
Property class: Residential Freehold
Beds: 5
Baths: 4 full, 0 half
Rooms: 14
Kitchens: 1
Size: 1500-2000Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Unfinished
Style: 3-Storey
Type: Detached
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 041170110
Roll / ARN: 061404210100600

Occupancy: Tenant Occupied
Washrooms: 3 pc · Second; 3 pc · Second; 3 pc · Third; 2 pc · Lower
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Shingles
Foundation: Unknown

Fireplace features: Wood

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 37 × 47
Heating: Baseboard
Heating fuel: Electric
Cooling: None
Pool: No
Waterfront: No
Exterior: Stucco (Plaster), Other
Fronting on: South
Cross street: Gilmour and Driveway or Gilmour and Cartier
Stories: —
Utilities: —
Laundry: —
Interior: Other
Parking features: —

Rooms

Level	Room	Dimensions
Main	Foyer	1.73m × 2.74m
Main	Bedroom	3.4m × 3.68m
Main	Bedroom	3.4m × 3.69m
Main	Family Room	3.66m × 4.27m
Main	Kitchen	2.29m × 4.57m
Main	Kitchen	2.44m × 4.75m
Second	Primary Bedroom	3.35m × 3.66m
Second	Bathroom	1.52m × 3.34m
Second	Bathroom	3m × 3m
Third	Bedroom	4.27m × 7.52m
Lower	Bathroom	0.76m × 2.29m
Lower	Utility Room	—
Lower	Other	4.57m × 4.78m

Seller signals

Price movement & seller pressure

↓ $150KPrice reduction

MLS shows the seller reduced the asking price by $150,000 (from $999,000 to $849,000).

Motivated SellerWhy this label

93 days on market — Listing has been active for 93 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: FIRST CHOICE REALTY ONTARIO LTD.

Source: TRREB/PROPTX · MLS® X12956080

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$849K

34 Gilmour Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $849,000✓ $8,001 tax✓ Electric✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,632/mo

incl. closing costs (yr 1)

Annual total

$79,586

year 1

Mortgage only

$3,221/mo

principal + interest

Beyond mortgage

$1,832/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$169,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$667/mo

Utilities

Hydro / electricity$228/mo

≈ $0.13/ft² × ~1,750 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $38,650/yr

Property taxes27% $21,456/yr

Utilities5% $4,290/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,490/yr

Closing costs6% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$38,650	$3,221/mo
Government & taxes
Property tax	$8,001	$667/mo
Land transfer tax(closing)	$13,455	$1,121/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,490	$708/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$79,586	$6,632/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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34 Gilmour Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs