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$650K · 3 bed Detached · 4601 - Billings Bridge, Billings Bridge - Riverside Park and Area | MyPropertyScout

$649,900

1123 Secord Avenue

93 DOM

3193d

Map

⚡ Insider Deal

DOM 93

↓ $29KMotivated SellerPrice ReducedFixer Upper

$649,900

↓ $29KMotivated Seller

DOM93days

1123 Secord Avenue

Billings Bridge - Riverside Park and Area · Ontario K1H 8C9

MLS® X12955590 · 4601 - Billings Bridge · K1H 8C9

31OwnerOccupied700-1100 ft²Detached1-car DetachedFinished, Full93d$722/ft²Lot 50 x 100 ft$4,538 tax/yrFinished, Full

93 days on market

About this home

Welcome home to 1123 Secord Ave! This home has been well-maintained throughout the years. A beautiful all-brick one and a half storey, within walking distance to Bank Street, Heron Road, and Billings Bridge. Finished basement with large rec room, additional bedroom, laundry / utility room. Well landscaped property with 2 garden beds for the avid gardener. Detached oversized garage and shed provide extra storage for all your seasonal items & outdoor gear. Plenty of parking for the entire family.…

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Property details

MLS#: X12955590
Status: Buy Now
Property class: Residential Freehold
Beds: 3
Baths: 1 full, 0 half
Rooms: 7
Kitchens: 1
Size: 700-1100Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished, Full
Style: 1 1/2 Storey
Type: Detached
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 3 pc · Ground
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Block
Other structures: Garden Shed
Property features: Fenced Yard, Public Transit, School Bus Route, School, Rec./Commun.Centre, Park

Garage: 1-car Detached
Garage spaces: 1
Parking: 5 total
Lot: 50 × 100
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick · Porch Enclosed
Fronting on: North
Cross street: Clementine Blvd and Gilles st
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Water Heater
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Living Room	3.5m × 3.8m
Main	Dining Room	2.5m × 2.8m
Main	Bedroom	3.1m × 3.5m
Main	Kitchen	2.4m × 2.9m
Main	Bathroom	1.5m × 1.7m
Second	Bedroom 2	3.1m × 3.9m
Second	Bedroom 3	2.9m × 3.9m
—	—	—

Seller signals

Price movement & seller pressure

↓ $29KPrice reduction

MLS shows the seller reduced the asking price by $29,100 (from $679,000 to $649,900).

Motivated SellerWhy this label

93 days on market — Listing has been active for 93 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE TEAM REALTY

Source: TRREB/PROPTX · MLS® X12955590

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$650K

1123 Secord Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $649,900✓ $4,538 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,063/mo

incl. closing costs (yr 1)

Annual total

$60,756

year 1

Mortgage only

$2,466/mo

principal + interest

Beyond mortgage

$1,350/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$129,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$378/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $29,586/yr

Property taxes23% $14,011/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,499/yr

Closing costs8% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,586	$2,466/mo
Government & taxes
Property tax	$4,538	$378/mo
Land transfer tax(closing)	$9,473	$789/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,499	$542/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,756	$5,063/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1123 Secord Avenue

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs