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$570K · 3+1 bed Detached · 445 - Facer, St. Catharines | MyPropertyScout

$570,000

40 BARTLETT Street

94 DOM

3+1394d

Map

⚡ Insider Deal

DOM 94

↓ $12KMotivated SellerPrice Reduced

$570,000

↓ $12KMotivated Seller

DOM94days

40 BARTLETT Street

St. Catharines · Ontario L2M 5L1

MLS® X12953852 · 445 - Facer · L2M 5L1

3+13TenantOccupied700-1100 ft²Detached1-car DetachedFinished94d$633/ft²Lot 40.1 x 114.4 ft< .50 ac$3,126 tax/yrBuilt 195175 yrs oldFinished

94 days on market

About this home

Beautiful newly renovated 1.5 storey home features one main floor bedroom (or office) with a full bathroom, two bedrooms on the 2nd floor with a 3-piece bathroom. Fully finished basement with one bedroom, kitchen, 3 pc bathroom and living area, with a separate entrance. The house is located in St. Catharine's Facer neighbourhood. 2 Min To QEW/Shopping, 7 Min Niagara College, 10 Min To Brock University.

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Property details

MLS#: X12953852
Status: Buy Now
Property class: Residential Freehold
Beds: 3+1
Baths: 3 full, 0 half
Rooms: 5 + 3
Kitchens: 2
Size: 700-1100Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished
Style: 1 1/2 Storey
Type: Detached
Year built: 1951

PIN: 462780178
Roll / ARN: 262903002317800

Occupancy: Tenant Occupied
Washrooms: 3 pc · Main; 3 pc · Second; 3 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Garden Shed

Fireplaces: 0

Garage: 1-car Detached
Garage spaces: 1
Parking: 4 total
Lot: 40.09 × 114.4
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Stone, Stucco (Plaster) · Privacy
Fronting on: South
Cross street: Grantham Ave & Bartlett St
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater, Carpet Free
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Kitchen	3.58m × 4.55m
Main	Living Room	3.53m × 4.9m
Main	Bedroom	2.44m × 4.88m
Main	Bathroom	1.63m × 2.44m
Second	Bedroom 2	3.61m × 3.51m
Second	Bedroom 3	2.31m × 2.95m
Second	Bathroom	1m × 2.57m
Basement	Living Room	3.34m × 3.42m
Basement	Bedroom	4.18m × 3.35m
Basement	Kitchen	5.23m × 3.19m
Basement	Bathroom	2.96m × 1.55m
—	—	—

Seller signals

Price movement & seller pressure

↓ $12KPrice reduction

MLS shows the seller reduced the asking price by $12,000 (from $582,000 to $570,000).

Motivated SellerWhy this label

94 days on market — Listing has been active for 94 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: 1ST SUNSHINE REALTY INC.

Source: TRREB/PROPTX · MLS® X12953852

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$570K

40 BARTLETT Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $570,000✓ $3,126 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,442/mo

incl. closing costs (yr 1)

Annual total

$53,310

year 1

Mortgage only

$2,162/mo

principal + interest

Beyond mortgage

$1,166/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$114,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$261/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,700/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,875

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $25,949/yr

Property taxes21% $11,001/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,700/yr

Closing costs10% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,949	$2,162/mo
Government & taxes
Property tax	$3,126	$261/mo
Land transfer tax(closing)	$7,875	$656/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,700	$475/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,310	$4,442/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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40 BARTLETT Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs