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$660K · 3 bed Detached · 444 - Carlton/Bunting, St. Catharines | MyPropertyScout

$659,900

78 Meredith Drive

94 DOM

3394d

Map

⚡ Insider Deal

DOM 94

↓ $40KMotivated SellerPoolPrice Reduced

$659,900

↓ $40KMotivated Seller

DOM94days

78 Meredith Drive

St. Catharines · Ontario L2M 6C7

MLS® X12952180 · 444 - Carlton/Bunting · L2M 6C7

33OwnerOccupied1100-1500 ft²DetachedNoneFull, FinishedPool94d$508/ft²Lot 65.6 x 150.3 ftNot Applicable ac$4,734 tax/yrBuilt 195175 yrs oldFull, Finished

94 days on market

About this home

Looking for a great home for the growing family? Here it is! This completely finished 4 level side split sits on a fantastic 65ft x 150ft corner lot with an impressive 46ft x 16ft salt water inground pool with a diving board, new liner and pump in 2025. Imagine the summers playing with the kids and all your extended family in this massive pool plus the extra large yard to entertain and run. This very neat home has great curb appeal and is located near schools, park, transit, shopping and access…

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Property details

MLS#: X12952180
Status: Buy Now
Property class: Residential Freehold
Beds: 3
Baths: 3 full, 0 half
Rooms: 7 + 5
Kitchens: 1
Size: 1100-1500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Finished
Style: Sidesplit 4
Type: Detached
Year built: 1951

PIN: 463200052
Roll / ARN: 262903003236600

Occupancy: Owner Occupied
Washrooms: 4 pc · Upper; 2 pc · Lower; 1 pc · Basement
Family room: No
Central vacuum: Central vacuum
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Poured Concrete
Other structures: Fence - Full, Shed, Garden Shed
Property features: Fenced Yard, Library, Park, Place Of Worship, School, School Bus Route

Fireplaces: 1
Fireplace features: Family Room, Natural Gas

Garage: None
Garage spaces: 0
Parking: 5 total
Lot: 65.62 × 150.32
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Aluminum Siding, Brick · Landscaped, Patio, Porch
Fronting on: East
Cross street: Cushman and Rendale
Stories: —
Utilities: —
Laundry: —
Interior: Central Vacuum, Countertop Range, Garburator, In-Law Capability, Built-In Oven, Suspended Ceilings, Water Meter
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Living Room	4m × 5.53m
Main	Dining Room	2.7m × 2.85m
Main	Kitchen	3m × 2.95m
Second	Bedroom	3m × 4m
Second	Bedroom	2.41m × 3.25m
Second	Bedroom	2.92m × 3.15m
Upper	Bathroom	1.98m × 2.92m
Lower	Family Room	5.65m × 6.55m
Basement	Office	2.65m × 2.75m
Basement	Laundry	3.5m × 3.95m
Lower	Bathroom	0.9m × 1.83m
Basement	Den	2.55m × 2.75m
Basement	Bathroom	1.64m × 2.44m

Seller signals

Price movement & seller pressure

↓ $40KPrice reduction

MLS shows the seller reduced the asking price by $40,000 (from $699,900 to $659,900).

Motivated SellerWhy this label

94 days on market — Listing has been active for 94 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX GARDEN CITY REALTY INC, BROKERAGE

Source: TRREB/PROPTX · MLS® X12952180

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$660K

78 Meredith Drive · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $659,900✓ $4,734 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,158/mo

incl. closing costs (yr 1)

Annual total

$61,899

year 1

Mortgage only

$2,503/mo

principal + interest

Beyond mortgage

$1,390/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$131,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$395/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,599/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,673

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $30,041/yr

Property taxes23% $14,407/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,599/yr

Closing costs8% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,041	$2,503/mo
Government & taxes
Property tax	$4,734	$395/mo
Land transfer tax(closing)	$9,673	$806/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,599	$550/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$61,899	$5,158/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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78 Meredith Drive

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs