$320K · 4 bed Leasehold Condo · North B, London North

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About this home

LOCATION, LOCATION, LOCATION! Discover the best of Masonville in this stunning condo. Walkable to top schools, Western University, and University Hospital (UH), this spot offers unparalleled convenience. Enjoy an exciting lifestyle with shopping, movie theatres, restaurants, and gym facilities all just moments from your door. The bright main level features a fantastic open-concept great room flowing into a modern kitchen and dining area, complete with sliding doors to a private deck perfect for…

Property details

MLS#

X12950498

Status

Buy Now

Beds

Baths

4 full, 0 half

Size

1200-1399

Style

2-Storey

Type

Leasehold Condo

Year built

—

Roof: Asphalt Shingle

Condo corp #: 765
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: —
Cross street: FANSHAWE RD
Basement: Finished, Full
Stories: 1
Utilities: —
Laundry: In Basement
Interior: Water Heater
Parking features: —

Level	Room	Dimensions
Main	Kitchen	3.1m × 5.73m
Main	Living Room	5.7m × 3.5m
Main	Bathroom	2.2m × 0.9m
Second	Primary Bedroom	3.04m × 5.15m
Second	Bedroom 2	3.36m × 3.1m
Second	Bedroom 3	3.34m × 3.09m
Second	Bathroom	2.45m × 1.5m
Basement	Bedroom 4	4.3m × 3.17m
Basement	Bathroom	2.45m × 2.44m

Level

Room

Dimensions

Main

Kitchen

3.1m × 5.73m

Main

Living Room

5.7m × 3.5m

Main

Bathroom

2.2m × 0.9m

Second

Primary Bedroom

3.04m × 5.15m

Second

Bedroom 2

3.36m × 3.1m

Second

Bedroom 3

3.34m × 3.09m

Second

Bathroom

2.45m × 1.5m

Basement

Bedroom 4

4.3m × 3.17m

Basement

Bathroom

2.45m × 2.44m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $319,900✓ $4,510 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,343/mo

incl. closing costs (yr 1)

Annual total

$52,118

year 1

Mortgage only

$1,214/mo

principal + interest

Beyond mortgage

$2,398/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$63,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$376/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,199/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$111/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,274

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)28% $14,563/yr

Property taxes15% $7,784/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance6% $3,199/yr

Condo fees31% $15,912/yr

Closing costs10% $5,100/yr

Mortgage is 28% of your true cost of ownership. The other 72% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$14,563	$1,214/mo
Government & taxes
Property tax	$4,510	$376/mo
Land transfer tax(closing)	$3,274	$273/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,199	$267/mo
Condo fees
Condo / HOA fees	$15,912	$1,326/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,118	$4,343/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs