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$580K · 3 bed Condo Apartment · Pineridge/Westminster Woods, Guelph | MyPropertyScout

$579,900

Unit 106

32OwnerOccupied

Map

$579,900

F●●●○○

Unit 106

7 Kay Crescent · Guelph · Ontario N1L 0P9

MLS® X12949908 · Pineridge/Westminster Woods · N1L 0P9

32OwnerOccupied1000-1199 ft²Condo ApartmentNone$527/ft²$4,319 tax/yrBuilt 20188 yrs old

13% above market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Stunning THREE bedroom + TWO bathroom condo in move-in condition! This gem shines like a model home. Just move in and immediately enjoy your new space. Featuring all 5 appliances, stylish window coverings, modern lighting, back-lit mirrors, laminate throughout, fresh paint, private balcony (not a partition balcony), water heater AND softener are both owned, R/O system, main floor access (no elevator) with a 2nd floor balcony.... best of both worlds! Ideally located off Claire Rd with every ameni…

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Property details

MLS#: X12949908
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 1000-1199
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

View: Clear, Park/Greenbelt

Condo corp #: 243
Balcony: Open
Locker: None
Association amenities: Elevator, Exercise Room, Game Room, Gym, Party Room/Meeting Room, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Patio, Controlled Entry
Fronting on: —
Cross street: Dallan and Claire
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Water Softener, Water Purifier, Water Heater Owned, Water Treatment
Parking features: —

Rooms

Level	Room	Dimensions
Main	Bedroom	2.8m × 2.6m
Main	Bedroom	2.9m × 3.1m
Main	Primary Bedroom	4.2m × 4.1m
Main	Living Room	5.2m × 3.4m
Main	Kitchen	3.1m × 2.4m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Coldwell Banker Neumann Real Estate

Source: TRREB/PROPTX · MLS® X12949908

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$580K

Unit 106 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $579,900✓ $4,319 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,047/mo

incl. closing costs (yr 1)

Annual total

$60,567

year 1

Mortgage only

$2,200/mo

principal + interest

Beyond mortgage

$1,716/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$115,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$360/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,799/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$47/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $26,400/yr

Property taxes20% $12,392/yr

Utilities4% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,799/yr

Condo fees11% $6,816/yr

Closing costs8% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,400	$2,200/mo
Government & taxes
Property tax	$4,319	$360/mo
Land transfer tax(closing)	$8,073	$673/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,799	$483/mo
Condo fees
Condo / HOA fees	$6,816	$568/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,567	$5,047/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 106

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs