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$369K · 1 bed Condo Apartment · Stinson, Hamilton | MyPropertyScout

$368,800

Unit 110

11OwnerOccupied

Map

$368,800

A●●●○○

Unit 110

Stinson School Lofts · 200 Stinson Street · Hamilton · Ontario L8N 4J5

MLS® X12949168 · Stinson · L8N 4J5

11OwnerOccupied900-999 ft²Condo Apartment1-car Surface$388/ft²$4,102 tax/yr

5% below market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Charming loft-style condo in the heart of Hamilton, set within a beautifully converted schoolhouse dating back to 1894 and rich in architectural character. This spacious open-concept one bedroom, one bathroom offers an ideal blend of historic charm and modern updates. Featuring soaring 10' ceilings, large windows that flood the space with natural light, and glazed ceramic exposed brick accents, this carpet-free unit exudes warmth and style. The designer kitchen is complete with a centre island,…

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Property details

MLS#: X12949168
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 900-999
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Arts Centre, Hospital, Level, Public Transit, Rec./Commun.Centre

Building name: Stinson School Lofts
Condo corp #: 508
Balcony: None
Locker: None
Association amenities: Elevator, Playground, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Surface
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stone
Fronting on: —
Cross street: Wentworth/Stinson
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Brick & Beam, Carpet Free
Parking features: Surface

Rooms

Level	Room	Dimensions
Main	Den	2.74m × 2.74m
Main	Living Room	4.27m × 3.66m
Main	Kitchen	4.88m × 3.96m
Main	Primary Bedroom	4.57m × 3.35m
Main	Foyer	1.53m × 2.56m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ABOUTOWNE REALTY CORP.

Source: TRREB/PROPTX · MLS® X12949168

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$369K

Unit 110 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $368,800✓ $4,102 tax✓ Electric✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,697/mo

incl. closing costs (yr 1)

Annual total

$44,364

year 1

Mortgage only

$1,399/mo

principal + interest

Beyond mortgage

$1,506/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$73,760

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$342/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~950 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,688/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$46/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,007

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $16,789/yr

Property taxes18% $8,109/yr

Utilities6% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,688/yr

Condo fees15% $6,618/yr

Closing costs11% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$16,789	$1,399/mo
Government & taxes
Property tax	$4,102	$342/mo
Land transfer tax(closing)	$4,007	$334/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,688	$307/mo
Condo fees
Condo / HOA fees	$6,618	$551/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$44,364	$3,697/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 110

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs