Loading neighbourhood intel…

$1.17M · 2+1 bed Condo Townhouse · 105 - St. Davids, Niagara-on-the-Lake | MyPropertyScout

$1,174,900

16 MILLS Lane

90 DOM

2+1390d

DOM 90

$1,174,900

C●●●○○DOM90days

16 MILLS Lane

Niagara-on-the-Lake · Ontario L0S 1J1

MLS® X12947664 · 105 - St. Davids · L0S 1J1

2+13OwnerOccupied1600-1799 ft²Condo Townhouse2-car Attached90d$691/ft²$5,760 tax/yrBuilt 20188 yrs old

2% above market · 90 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 16 Mills Lane, a beautifully appointed bungalow townhome in the highly desirable St. Davids community of Niagara-on-the-Lake. Offering over 2,700 square feet of finished living space, this home is ideal for families, downsizers, or those seeking low maintenance living without compromising on style or comfort. Designed with both function and elegance in mind, the main level features an open-concept layout with a bright living room, and a modern kitchen complete with quartz countertops,…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: X12947664
Status: Buy Now
Beds: 2+1
Baths: 3 full, 0 half
Size: 1600-1799
Style: Bungalow
Type: Condo Townhouse
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Golf, Park

Fireplaces: 1
Fireplace features: Living Room

Condo corp #: 302
Balcony: None
Locker: None
Fees include: Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Stone, Stucco (Plaster) · Patio
Fronting on: —
Cross street: FOUR MILE CREEK ROAD
Basement: Finished, Full
Stories: 1
Utilities: —
Laundry: Laundry Room
Interior: Auto Garage Door Remote
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Foyer	5.28m × 1.88m
Main	Bedroom	3.71m × 2.84m
Main	Bathroom	—
Main	Kitchen	3.48m × 5.31m
Main	Dining Room	2.44m × 4.22m
Main	Living Room	5.54m × 6.76m
Main	Laundry	2.21m × 1.78m
Main	Primary Bedroom	7.42m × 3.63m
Main	Bathroom	—
Basement	Recreation	9.25m × 6.68m
Basement	Bedroom	5.59m × 3.71m
Basement	Bathroom	—
Basement	Other	6.05m × 4.83m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT GOLFI REALTY INC.

Source: TRREB/PROPTX · MLS® X12947664

Do you own a home in Niagara-on-the-Lake?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$1.17M

16 MILLS Lane · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,174,900✓ $5,760 tax✓ Gas✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,727/mo

incl. closing costs (yr 1)

Annual total

$104,724

year 1

Mortgage only

$4,457/mo

principal + interest

Beyond mortgage

$2,147/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$234,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$480/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$11,749/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$22/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$19,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $53,486/yr

Property taxes25% $25,733/yr

Utilities4% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance11% $11,749/yr

Condo fees3% $3,096/yr

Closing costs5% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$53,486	$4,457/mo
Government & taxes
Property tax	$5,760	$480/mo
Land transfer tax(closing)	$19,973	$1,664/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$11,749	$979/mo
Condo fees
Condo / HOA fees	$3,096	$258/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$104,724	$8,727/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

16 MILLS Lane

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs