$850K · 2 bed Common Element Condo · Durand, Hamilton

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About this home

Perched above the vibrant core of downtown Hamilton, this extraordinary penthouse redefines condo living with an unmatched blend of space, style, and outdoor luxury. Spanning an impressive 1,740 sq ft, this rare corner suite is bathed in natural light and showcases sweeping south-eastern views of the city skyline and the stunning escarpment from virtually every angle. Step inside to a thoughtfully designed open-concept layout that offers both flow and distinction, with unique living spaces that…

Property details

MLS#

X12945398

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1600-1799

Style

1 Storey/Apt

Type

Common Element Condo

Year built

—

Roof: Flat
Foundation: Poured Concrete
Property features: Library, Place Of Worship, Public Transit, Rec./Commun.Centre, School, School Bus Route

View: Clear, City

Condo corp #: 497
Balcony: Terrace
Locker: Exclusive
Association amenities: Bus Ctr (WiFi Bldg), Party Room/Meeting Room, Rooftop Deck/Garden, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Ground Source
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stone, Stucco (Plaster) · Controlled Entry, Landscaped, Recreational Area, Year Round Living
Fronting on: —
Cross street: BAY ST S
Basement: None
Stories: 9
Utilities: —
Laundry: In Area, Laundry Closet
Interior: Auto Garage Door Remote, Primary Bedroom - Main Floor
Parking features: —

Level	Room	Dimensions
Main	Foyer	2.64m × 2.97m
Main	Kitchen	3.3m × 4.57m
Main	Dining Room	2.36m × 3.3m
Main	Living Room	3.63m × 6.96m
Main	Primary Bedroom	5.03m × 5.33m
Main	Bathroom	1.6m × 3.61m
Main	Bedroom	3m × 5.36m
Main	Office	3.45m × 3.78m
Main	Bathroom	1.5m × 2.95m
Main	Laundry	3.33m × 6m

Level

Room

Dimensions

Main

Foyer

2.64m × 2.97m

Main

Kitchen

3.3m × 4.57m

Main

Dining Room

2.36m × 3.3m

Main

Living Room

3.63m × 6.96m

Main

Primary Bedroom

5.03m × 5.33m

Main

Bathroom

1.6m × 3.61m

Main

Bedroom

3m × 5.36m

Main

Office

3.45m × 3.78m

Main

Bathroom

1.5m × 2.95m

Main

Laundry

3.33m × 6m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $849,900✓ $11,019 tax✓ Ground Source✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,637/mo

incl. closing costs (yr 1)

Annual total

$103,646

year 1

Mortgage only

$3,224/mo

principal + interest

Beyond mortgage

$3,832/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$169,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$918/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo · assumes gas heat

Ground Source$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$148/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $38,691/yr

Property taxes24% $24,492/yr

Utilities4% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance8% $8,499/yr

Condo fees21% $21,304/yr

Closing costs5% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$38,691	$3,224/mo
Government & taxes
Property tax	$11,019	$918/mo
Land transfer tax(closing)	$13,473	$1,123/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Ground Source	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,499	$708/mo
Condo fees
Condo / HOA fees	$21,304	$1,775/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$103,646	$8,637/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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