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$699K · 2 bed Condo Townhouse · Saugeen Shores, Saugeen Shores | MyPropertyScout

$699,000

1062 Waterloo Street

22OwnerOccupied

$699,000

D●●○○○

1062 Waterloo Street

Saugeen Shores · Ontario N0H 2C3

MLS® X12941452 · Saugeen Shores · N0H 2C3

22OwnerOccupied1400-1599 ft²Condo Townhouse2-car Other$466/ft²$3,417 tax/yr

9% above market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to your new home in the heart of Port Elgin! This townhouse condo offers 1410 square feet of convenience and luxury, perfectly suited to those looking to downsize without compromising on premium features. From the moment you step inside, the open-concept layout feels spacious and the quality finishings are evident. A bright guest room is located at the front of the home offering a private space for guests, with the 3 piece bathroom conveniently located just across the hall. From there, t…

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Property details

MLS#: X12941452
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1400-1599
Style: Bungalow
Type: Condo Townhouse
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete, Slab

Fireplace features: Roughed In

Condo corp #: 38
Balcony: Terrace
Locker: None
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Parking Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 2-car Other
Garage spaces: 2
Parking: 4 total
Heating: Heat Pump
Heating fuel: Gas
Cooling: Wall Unit(s)
Waterfront: No
Exterior: Brick · Lawn Sprinkler System
Fronting on: —
Cross street: Goderich st
Basement: None
Stories: 1
Utilities: —
Laundry: Laundry Room, In-Suite Laundry
Interior: On Demand Water Heater, Air Exchanger, Auto Garage Door Remote, Carpet Free, Primary Bedroom - Main Floor
Parking features: Other

Rooms

Level	Room	Dimensions
Main	Kitchen	3.66m × 3.35m
Main	Living Room	3.96m × 4.57m
Main	Dining Room	4.57m × 3.35m
Main	Primary Bedroom	3.66m × 3.96m
Main	Bedroom	3.05m × 3.66m
Main	Bathroom	3.35m × 1.83m
Main	Bathroom	2.44m × 2.13m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Royal LePage D C Johnston Realty

Source: TRREB/PROPTX · MLS® X12941452

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$699K

1062 Waterloo Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $699,000✓ $3,417 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,601/mo

incl. closing costs (yr 1)

Annual total

$67,216

year 1

Mortgage only

$2,652/mo

principal + interest

Beyond mortgage

$1,620/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$285/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$27/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $31,821/yr

Property taxes21% $13,872/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,990/yr

Condo fees6% $3,873/yr

Closing costs8% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,821	$2,652/mo
Government & taxes
Property tax	$3,417	$285/mo
Land transfer tax(closing)	$10,455	$871/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,990	$583/mo
Condo fees
Condo / HOA fees	$3,873	$323/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$67,216	$5,601/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1062 Waterloo Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs