$530K · 2 bed Condo Apartment · Lakeshore, Hamilton

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About this home

Stunning two-bedroom corner unit boasting unobstructed lake views and stylish, contemporary design and décor. Highlights of this impeccably presented home include private balcony, open concept layout, upgraded Quartz counters, upgraded kitchen backsplash, slatted wall panelling, kitchen island breakfast bar, stainless-steel appliances and two exclusive underground parking spaces. Enjoy spacious front entranceway, ample windows, abundant natural light, picturesque sunsets and panoramic year-round…

Property details

MLS#

X12940100

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

700-799

Style

1 Storey/Apt

Type

Condo Apartment

Year built

—

Waterfront: Yes
Water view: Direct
Water body: Lake Ontario
Shoreline: Rocky
Waterfront features: Not Applicable

Condo corp #: 541
Balcony: Open
Locker: Owned
Association amenities: Elevator, Exercise Room, Party Room/Meeting Room, Visitor Parking, Bike Storage
Fees include: Building Insurance Included, Common Elements Included, Heat Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Other
Cooling: Central Air
Fireplaces: —
Exterior: Concrete Poured
Fronting on: —
Cross street: Frances Avenue
Basement: None
Stories: 3
Utilities: —
Laundry: In-Suite Laundry
Interior: Other
Parking features: None

Level	Room	Dimensions
Main	Foyer	1.19m × 2.46m
Main	Bedroom	2.46m × 2.64m
Main	Kitchen	2.54m × 2.74m
Main	Living Room	3.1m × 4.39m
Main	Primary Bedroom	3.12m × 5.18m
Main	Bathroom	2.49m × 2.01m

Level

Room

Dimensions

Main

Foyer

1.19m × 2.46m

Main

Bedroom

2.46m × 2.64m

Main

Kitchen

2.54m × 2.74m

Main

Living Room

3.1m × 4.39m

Main

Primary Bedroom

3.12m × 5.18m

Main

Bathroom

2.49m × 2.01m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $529,900✓ $4,189 tax✓ Other✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,071/mo

incl. closing costs (yr 1)

Annual total

$60,846

year 1

Mortgage only

$2,010/mo

principal + interest

Beyond mortgage

$2,012/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$105,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$349/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo · assumes gas heat

Other$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$66/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $24,123/yr

Property taxes19% $11,262/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,299/yr

Condo fees16% $9,502/yr

Closing costs8% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,123	$2,010/mo
Government & taxes
Property tax	$4,189	$349/mo
Land transfer tax(closing)	$7,073	$589/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Other	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,299	$442/mo
Condo fees
Condo / HOA fees	$9,502	$792/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,846	$5,071/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs