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$800K · 14 bed Semi-Detached · 3502 - Overbrook/Castle Heights, Overbrook - Castleheights and Area | MyPropertyScout

$799,900

322-324 Queen Mary Street

98 DOM

14298d

Map

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DOM 98

↓ $25KMotivated SellerPrice Reduced

$799,900

↓ $25KMotivated Seller

DOM98days

322-324 Queen Mary Street

Overbrook - Castleheights and Area · Ontario K1K 1W9

MLS® X12932772 · 3502 - Overbrook/Castle Heights · K1K 1W9

142TenantOccupied1100-1500 ft²Semi-Detached NoneFinished98d$615/ft²Lot 71.4 x 85.1 ft$6,467 tax/yrFinished

98 days on market

About this home

CASH FLOWING legal rooming house on two adjacent, south-fronting lots offered together in one of Ottawa's fastest-growing urban cores. Providing significant holding income while you navigate the site plan process in the case of future development. 14 rooms each rented for $520/month+. Zoning supports high-intensity residential (apartments, stacked towns, or low-rise). Unbeatable location. Maximize your footprint by combining these separate titles or keep them independent for future resale flexib…

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Property details

MLS#: X12932772
Status: Buy Now
Property class: Residential Freehold
Beds: 14
Baths: 2 full, 0 half
Rooms: 16
Kitchens: 2
Size: 1100-1500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished
Style: 2-Storey
Type: Semi-Detached
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 042520283
Roll / ARN: 061403130124100

Occupancy: Tenant Occupied
Washrooms: 3 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Poured Concrete

Garage: None
Garage spaces: 0
Parking: 4 total
Lot: 71.4 × 85.1
Heating: Forced Air
Heating fuel: Gas
Cooling: Window Unit(s)
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: North
Cross street: Lola Street
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Storage
Parking features: Available, Lane

Rooms

Room dimensions are not available for this listing.

Seller signals

Price movement & seller pressure

↓ $25KPrice reduction

MLS shows the seller reduced the asking price by $25,100 (from $825,000 to $799,900).

Motivated SellerWhy this label

98 days on market — Listing has been active for 98 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE INTEGRITY REALTY

Source: TRREB/PROPTX · MLS® X12932772

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$800K

322-324 Queen Mary Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $799,900✓ $6,467 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,184/mo

incl. closing costs (yr 1)

Annual total

$74,206

year 1

Mortgage only

$3,035/mo

principal + interest

Beyond mortgage

$1,652/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$159,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$539/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $36,415/yr

Property taxes26% $18,940/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,999/yr

Closing costs7% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$36,415	$3,035/mo
Government & taxes
Property tax	$6,467	$539/mo
Land transfer tax(closing)	$12,473	$1,039/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,999	$667/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$74,206	$6,184/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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322-324 Queen Mary Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs