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$1.02M · 2 bed Condo Apartment · 4102 - Ottawa Centre, Ottawa Centre | MyPropertyScout

$1,025,000

Unit 218

23OwnerOccupied

Map

$1,025,000

Unit 218

197 Lisgar Street · Ottawa Centre · Ontario K2P 0X5

MLS® X12926990 · 4102 - Ottawa Centre · K2P 0X5

23OwnerOccupied1400-1599 ft²Condo Apartment2-car Underground$684/ft²$9,046 tax/yrBuilt 20188 yrs old

About this home

Did someone say luxury 2 story condo with 2 parking spaces, 4 storage lockers, natural gas bbq line, private terrace, ample unit storage, floor to ceiling wine cellar, south facing natural lighting, electric blinds, designer finishings AND conveniently located off Elgin. You heard right! This incredible 2 + den condo with 2.5 bathrooms does not fall short in your luxury condo expectations. Don't settle when you can have your cake and eat it too, with close proximity to shops, dining and local ex…

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Property details

MLS#: X12926990
Status: Buy Now
Beds: 2
Baths: 3 full, 0 half
Size: 1400-1599
Style: 2-Storey
Type: Condo Apartment
Year built: —

Condo corp #: 1025
Balcony: Terrace
Locker: Owned
Fees include: Water Included, Common Elements Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Other
Fronting on: —
Cross street: Metcalfe & Lisgar
Basement: None
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: Air Exchanger, Guest Accommodations, Sauna, Separate Heating Controls, Storage, Wheelchair Access
Parking features: —

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ENGEL & VOLKERS OTTAWA

Source: TRREB/PROPTX · MLS® X12926990

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$1.02M

Unit 218 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,025,000✓ $9,046 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,115/mo

incl. closing costs (yr 1)

Annual total

$109,386

year 1

Mortgage only

$3,889/mo

principal + interest

Beyond mortgage

$3,354/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$205,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$754/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$110/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $46,662/yr

Property taxes24% $26,021/yr

Utilities4% $3,960/yr

Insurance & security1% $1,600/yr

Maintenance9% $10,250/yr

Condo fees14% $15,792/yr

Closing costs5% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$46,662	$3,889/mo
Government & taxes
Property tax	$9,046	$754/mo
Land transfer tax(closing)	$16,975	$1,415/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,250	$854/mo
Condo fees
Condo / HOA fees	$15,792	$1,316/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$109,386	$9,115/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 218

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs