Loading neighbourhood intel…

$459K · 1+1 bed Condo Apartment · Waterloo | MyPropertyScout

$459,000

Unit CP618

1+11TenantOccupied

Map

$459,000

F●●○○○

Unit CP618

ICON · 330 Phillip Street · Waterloo · Ontario N2L 3W9

MLS® X12924664 · N2L 3W9

1+11TenantOccupied500-599 ft²Condo ApartmentNone$835/ft²$1,632 tax/yr

11% above market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to Suite CP618 at 330 Phillip Street - a bright, south-facing 1+Den unit designed for modern living. The functional layout includes a versatile den that comfortably accommodates a second bedroom, making this an ideal home for students or young professionals. The suite features contemporary finishes throughout, including stone countertops, engineered laminate flooring, decorative wall framing, and sliding doors. Keyless entry adds a seamless, secure touch to everyday life. The rare south-…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: X12924664
Status: Buy Now
Beds: 1+1
Baths: 1 full, 0 half
Size: 500-599
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Building name: ICON
Condo corp #: 627
Balcony: None
Locker: Owned
Association amenities: BBQs Allowed, Elevator, Gym, Party Room/Meeting Room, Visitor Parking
Fees include: Heat Included, Common Elements Included, Building Insurance Included, Condo Taxes Included
Pets: No

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: —
Cross street: Phillip & Columbia St
Basement: None
Stories: 5
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: Underground

Rooms

Level	Room	Dimensions
Main	Kitchen	2.4m × 2.9m
Main	Living Room	3.4m × 4m
Main	Bedroom	2.9m × 2.9m
Main	Bedroom 2	2.6m × 2.7m
Main	Bathroom	2m × 2.7m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: UNION CAPITAL REALTY

Source: TRREB/PROPTX · MLS® X12924664

Do you own a home in Waterloo?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$459K

Unit CP618 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $459,000✓ $1,632 tax✓ Electric✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,786/mo

incl. closing costs (yr 1)

Annual total

$45,438

year 1

Mortgage only

$1,741/mo

principal + interest

Beyond mortgage

$1,116/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$91,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$136/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~550 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,590/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$24/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,655

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $20,896/yr

Property taxes16% $7,287/yr

Utilities5% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance10% $4,590/yr

Condo fees8% $3,505/yr

Closing costs11% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,896	$1,741/mo
Government & taxes
Property tax	$1,632	$136/mo
Land transfer tax(closing)	$5,655	$471/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,590	$383/mo
Condo fees
Condo / HOA fees	$3,505	$292/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,438	$3,786/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit CP618

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs