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$350K · 3 bed Condo Apartment · Ainslie Wood, Hamilton | MyPropertyScout

$349,900

Unit 306

97 DOM

3297d

Map

DOM 97

$349,900

F●●●○○DOM97days

Unit 306

1966 Main Street · Hamilton · Ontario L8S 1J6

MLS® X12919396 · Ainslie Wood · L8S 1J6

32Vacant1000-1199 ft²Condo Apartment1-car Underground97d$318/ft²$2,904 tax/yr

19% above market · 97 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to Unit 306 at 1966 Main Street West in Hamilton - a spacious and beautifully designed 3-bedroom condo offering the perfect blend of comfort, functionality, and location. This bright unit features a modern open-concept layout that seamlessly connects the living room, dining area, and kitchen, making it ideal for both everyday living and entertaining. The kitchen is equipped with stainless steel appliances, including a dishwasher, and offers exceptional storage with two oversized pantry c…

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Property details

MLS#: X12919396
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 1000-1199
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Condo corp #: 9
Balcony: Open
Locker: Exclusive
Association amenities: Indoor Pool, Sauna
Fees include: Building Insurance Included, Common Elements Included, Heat Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Radiant
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete Block
Fronting on: —
Cross street: Main St W
Basement: None
Stories: 3
Utilities: —
Laundry: Common Area
Interior: None
Parking features: Covered

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X12919396

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$350K

Unit 306 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $349,900✓ $2,904 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,989/mo

incl. closing costs (yr 1)

Annual total

$47,867

year 1

Mortgage only

$1,327/mo

principal + interest

Beyond mortgage

$1,893/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$69,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$242/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$77/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,724

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)33% $15,929/yr

Property taxes14% $6,628/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance7% $3,499/yr

Condo fees23% $11,151/yr

Closing costs11% $5,100/yr

Mortgage is 33% of your true cost of ownership. The other 67% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,929	$1,327/mo
Government & taxes
Property tax	$2,904	$242/mo
Land transfer tax(closing)	$3,724	$310/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,499	$292/mo
Condo fees
Condo / HOA fees	$11,151	$929/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$47,867	$3,989/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 306

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs