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$970K · 2+2 bed Detached Condo · Stratford, Stratford | MyPropertyScout

$969,900

PERTH VACANT LAND

97 DOM

2+2397d

Map

⚡ Insider Deal

DOM 97

↓ $25,100Price Reduced

$969,900

F●●○○○DOM97days

PERTH VACANT LAND

28 North Pointe Drive · Stratford · Ontario N5A 8C3

MLS® X12919364 · Stratford · N5A 8C3

2+23Vacant1800-1999 ft²Detached Condo2-car Attached97d$511/ft²$8,586 tax/yr

25% above market · regional est. · 97 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 28 North Pointe Drive. This beautiful 2+1 bedroom, brick bungalow, with over 1,800 sq. ft. of main floor living space, is nestled in an exclusive enclave community, offering serene living with direct views of protected-mature green space. This home combines privacy, comfort, and an elevated lifestyle in one of the area's most sought after neighbourhoods. The heart of the home features open concept living, highlighted by a gas fireplace and built in speakers, creating an inviting space…

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Property details

MLS#: X12919364
Status: Buy Now
Beds: 2+2
Baths: 3 full, 0 half
Size: 1800-1999
Style: Bungalow
Type: Detached Condo
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Ravine, Arts Centre, Golf, Wooded/Treed

Fireplaces: 2
Fireplace features: Natural Gas, Living Room, Family Room

View: Creek/Stream, Trees/Woods

Building name: PERTH VACANT LAND
Condo corp #: 20
Balcony: Terrace
Locker: None
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Common Elements Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick · Patio, Privacy
Fronting on: —
Cross street: Romeo St
Basement: Finished
Stories: 1
Utilities: —
Laundry: Laundry Room
Interior: Air Exchanger, Auto Garage Door Remote, Primary Bedroom - Main Floor, Water Heater, Water Softener
Parking features: —

Rooms

Level	Room	Dimensions
Main	Bathroom	1.99m × 1.57m
Main	Bathroom	4.12m × 3.02m
Main	Bedroom	3.94m × 3.41m
Main	Dining Room	4.28m × 5.66m
Main	Kitchen	7.21m × 3.52m
Main	Laundry	2.53m × 2.8m
Main	Living Room	5.28m × 4.58m
Main	Primary Bedroom	4.11m × 8.06m
Basement	Bathroom	1.53m × 2.99m
Basement	Bedroom	4.43m × 3.86m
Basement	Bedroom	4.9m × 5.75m
Basement	Cold Room/Cantina	3.35m × 6m
Basement	Recreation	9.49m × 9.13m
Basement	Utility Room	2.81m × 3.95m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Home and Company Real Estate Corp Brokerage

Source: TRREB/PROPTX · MLS® X12919364

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$970K

PERTH VACANT LAND · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $969,900✓ $8,586 tax✓ Gas✓ 1800-1999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,924/mo

incl. closing costs (yr 1)

Annual total

$95,092

year 1

Mortgage only

$3,680/mo

principal + interest

Beyond mortgage

$2,464/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$193,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$716/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,699/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$43/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$15,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $44,154/yr

Property taxes26% $24,459/yr

Utilities4% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $9,699/yr

Condo fees6% $6,120/yr

Closing costs5% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$44,154	$3,680/mo
Government & taxes
Property tax	$8,586	$716/mo
Land transfer tax(closing)	$15,873	$1,323/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,699	$808/mo
Condo fees
Condo / HOA fees	$6,120	$510/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$95,092	$7,924/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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PERTH VACANT LAND

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs