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$578K · 3 bed Co-op Apartment · Waterloo | MyPropertyScout

$578,000

Unit #1002

32TenantOccupied

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$578,000

Unit #1002

Sage 1 · 8 HICKORY Street · Waterloo · Ontario N2L 3H6

MLS® X12913090 · N2L 3H6

32TenantOccupied1200-1399 ft²Co-op ApartmentNone$445/ft²$5,521 tax/yrBuilt 201313 yrs old

About this home

Huge Investment opportunity, monthly rent 3400 with signed agreement. 7.05% return. Stable Income, student tenants. HIGH END STUDENT LIVING - SAGE BUILT! This Stunning Condo is located within Walking Distance to UW, Laurier, Restaurants, Shopping & situated right on the LRT! This Spacious Layout is almost 1400 sqft with 3 Large bedrooms & 2 Full bathrooms, as well as In-suite Laundry. This is an extremely rare TOP FLOOR UNIT with 10 FOOT CEILINGS and a Balcony! You will love the Stunning Kitchen…

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Property details

MLS#: X12913090
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 1200-1399
Style: 1 Storey/Apt
Type: Co-op Apartment
Year built: —

Building name: Sage 1
Condo corp #: 560
Balcony: Open
Locker: None
Fees include: Common Elements Included, Building Insurance Included
Pets: No

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: KING STREET TO HICKORY STREET
Basement: None
Stories: 10
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Water Heater
Parking features: —

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOMELIFE LANDMARK REALTY INC.

Source: TRREB/PROPTX · MLS® X12913090

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$578K

Unit #1002 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $578,000✓ $5,521 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,708/mo

incl. closing costs (yr 1)

Annual total

$56,501

year 1

Mortgage only

$2,193/mo

principal + interest

Beyond mortgage

$1,388/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$115,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$460/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,780/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,035

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $26,313/yr

Property taxes24% $13,556/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,780/yr

Closing costs9% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,313	$2,193/mo
Government & taxes
Property tax	$5,521	$460/mo
Land transfer tax(closing)	$8,035	$670/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,780	$482/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,501	$4,708/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit #1002

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs