$449K · 3 bed Att/Row/Townhouse · Beasley, Hamilton

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About this home

Step into the Hamilton housing market with this affordable end-unit freehold townhouse, offering incredible value and urban convenience. Featuring 3 bedrooms and 1.5 baths, generous living and dining areas, plus an eat-in kitchen ideal for everyday meals and family gatherings. Enjoy a private backyard oasis, perfect for relaxing, entertaining, or creating your own garden retreat. Located in one of Hamilton's most dynamic neighbourhoods, you're just a short walk to the vibrant James St. N shops a…

Property details

MLS#

X12907240

Status

Buy Now

Property class

Residential Freehold

Beds

Baths

2 full, 0 half

Rooms

Kitchens

Size

1100-1500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Full, Unfinished

Style

2-Storey

Type

Att/Row/Townhouse

Year built

1916

PIN: 171590088
Roll / ARN: 251802015508080
Plan: 271

Occupancy: Vacant
Washrooms: 2 pc · Ground; 4 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Stone
Property features: Park, Public Transit, School

Garage: None
Garage spaces: 0
Parking: 1 total
Lot: 16 × 90
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Other · Deck
Fronting on: North
Cross street: Between John St N and Catharine St N
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater
Parking features: Front Yard Parking

Level	Room	Dimensions
Ground	Living Room	3.33m × 4.14m
Ground	Dining Room	3.58m × 4.19m
Ground	Kitchen	3.4m × 3.61m
Ground	Bathroom	—
Ground	Mud Room	—
Second	Primary Bedroom	2.72m × 3.33m
Second	Bedroom 2	2.21m × 3.12m
Second	Bedroom 3	2.16m × 3.12m
Second	Bathroom	—

Level

Room

Dimensions

Ground

Living Room

3.33m × 4.14m

Ground

Dining Room

3.58m × 4.19m

Ground

Kitchen

3.4m × 3.61m

Ground

Bathroom

—

Ground

Mud Room

—

Second

Primary Bedroom

2.72m × 3.33m

Second

Bedroom 2

2.21m × 3.12m

Second

Bedroom 3

2.16m × 3.12m

Second

Bathroom

—

Price movement & seller pressure

↓ $26KPrice reduction

MLS shows the seller reduced the asking price by $26,000 (from $475,000 to $449,000).

Motivated SellerWhy this label

105 days on market — Listing has been active for 105 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $449,000✓ $3,149 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,699/mo

incl. closing costs (yr 1)

Annual total

$44,386

year 1

Mortgage only

$1,703/mo

principal + interest

Beyond mortgage

$1,083/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$262/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $20,440/yr

Property taxes19% $8,604/yr

Utilities9% $4,152/yr

Insurance & security4% $1,600/yr

Maintenance10% $4,490/yr

Closing costs11% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,440	$1,703/mo
Government & taxes
Property tax	$3,149	$262/mo
Land transfer tax(closing)	$5,455	$455/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,490	$374/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$44,386	$3,699/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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79 Murray Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs