$449K · 3 bed Semi-Detached · South Y, London South

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About this home

Charming, move in ready, well maintained 3 bedroom, 2 full bathroom semi- detached home in a family friendly neighbourhood on a quiet crescent, featuring a large cozy living room, enormous eat-in kitchen, fully finished basement with a spacious recreation room, separate office area and updated 3 piece washroom. The swimming pool sized, fully fenced backyard with a garden shed, gas BBQ hook-up, and large stamped concrete seating area with a fire pit, completes this ideal home for first time buyer…

Property details

MLS#

X12905016

Status

Conditionally Sold

Property class

Residential Freehold

Beds

Baths

2 full, 0 half

Rooms

5 + 2

Kitchens

Size

700-1100Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Finished

Style

2-Storey

Type

Semi-Detached

Year built

1951

PIN: 084920214
Roll / ARN: 393605063310401
Plan: 973

Occupancy: Vacant
Washrooms: 4 pc · Second; 3 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Shingles
Foundation: Poured Concrete
Other structures: Garden Shed
Property features: Hospital, Library, Park, Place Of Worship, School Bus Route

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 31.71 × 163
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding, Brick · Year Round Living
Fronting on: South
Cross street: Adelaide / Osgoode
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free
Parking features: Private

Level	Room	Dimensions
Main	Living Room	3.3m × 4.12m
Main	Kitchen	3.84m × 4.5m
Second	Primary Bedroom	3m × 4.04m
Second	Bedroom 2	3.43m × 3.48m
Second	Bedroom 3	2.8m × 2.8m
Second	Bathroom	—
Basement	Recreation	3.94m × 5.54m
Basement	Office	3.15m × 3.68m
Basement	Bathroom	—

Level

Room

Dimensions

Main

Living Room

3.3m × 4.12m

Main

Kitchen

3.84m × 4.5m

Second

Primary Bedroom

3m × 4.04m

Second

Bedroom 2

3.43m × 3.48m

Second

Bedroom 3

2.8m × 2.8m

Second

Bathroom

—

Basement

Recreation

3.94m × 5.54m

Basement

Office

3.15m × 3.68m

Basement

Bathroom

—

Price movement & seller pressure

↓ $50KPrice reduction

MLS shows the seller reduced the asking price by $50,000 (from $499,000 to $449,000).

Motivated SellerWhy this label

107 days on market — Listing has been active for 107 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $449,000✓ $2,414 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,622/mo

incl. closing costs (yr 1)

Annual total

$43,459

year 1

Mortgage only

$1,703/mo

principal + interest

Beyond mortgage

$1,005/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$201/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $20,440/yr

Property taxes18% $7,869/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance10% $4,490/yr

Closing costs12% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,440	$1,703/mo
Government & taxes
Property tax	$2,414	$201/mo
Land transfer tax(closing)	$5,455	$455/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,490	$374/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$43,459	$3,622/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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37 Kintail Crescent

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs