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$675K · 3 bed Condo Townhouse · Kortright East, Guelph | MyPropertyScout

$674,900

Unit 71

105 DOM

33105d

Map

DOM 105

$674,900

D●●○○○DOM105days

Unit 71

1035 Victoria Road · Guelph · Ontario N1L 0H5

MLS® X12890090 · Kortright East · N1L 0H5

33OwnerOccupied1200-1399 ft²Condo Townhouse1-car Attached105d$519/ft²$4,053 tax/yrBuilt 201313 yrs old

7% above market · regional est. · 105 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Three spacious bedrooms. Ensuite bath. Garage. Care-free living with no yard maintenance required, this well-managed, quiet complex with low fees, near everything in Guelph's sought-after south end doesn't always have units available for sale. This owner-occupied 1300+ sqft (PLUS finished basement) townhome is clean, cozy, and has been nicely maintained over the years, with a new roof and new water heater, just in 2025. Offering 3 bedrooms, it features an open-concept main floor living area, bri…

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Property details

MLS#: X12890090
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1200-1399
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Golf, Public Transit, School

Condo corp #: 182
Balcony: None
Locker: None
Association amenities: BBQs Allowed, Playground, Visitor Parking
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding · Year Round Living
Fronting on: —
Cross street: MacAlister Blvd
Basement: Finished, Full
Stories: 1
Utilities: —
Laundry: In Basement, Laundry Closet
Interior: Auto Garage Door Remote, Water Softener, Rough-In Bath
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Kitchen	2.77m × 3.51m
Main	Dining Room	2.24m × 2.46m
Main	Living Room	3.2m × 5.99m
Main	Bathroom	—
Second	Primary Bedroom	4.62m × 4.09m
Second	Bathroom	—
Second	Bedroom	4.29m × 2.77m
Second	Bedroom	3.25m × 2.87m
Second	Bathroom	—
Basement	Recreation	2.87m × 4.19m
Basement	Office	2.57m × 3.07m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Coldwell Banker Neumann Real Estate

Source: TRREB/PROPTX · MLS® X12890090

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$675K

Unit 71 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $674,900✓ $4,053 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,533/mo

incl. closing costs (yr 1)

Annual total

$66,394

year 1

Mortgage only

$2,560/mo

principal + interest

Beyond mortgage

$1,683/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$134,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$338/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,749/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$29/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $30,724/yr

Property taxes21% $14,026/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,749/yr

Condo fees6% $4,235/yr

Closing costs8% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,724	$2,560/mo
Government & taxes
Property tax	$4,053	$338/mo
Land transfer tax(closing)	$9,973	$831/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,749	$562/mo
Condo fees
Condo / HOA fees	$4,235	$353/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$66,394	$5,533/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 71

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs