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$655K · 2+2 bed Condo Townhouse · Stephen, South Huron | MyPropertyScout

$655,000

Oakwood Links

2+23OwnerOccupied

Map

$655,000

F●●○○○

Oakwood Links

13 Oakwood Links Lane · South Huron · Ontario N0M 1T0

MLS® X12887222 · Stephen · N0M 1T0

2+23OwnerOccupied1200-1399 ft²Condo Townhouse2-car Attached$504/ft²$5,175 tax/yrBuilt 200323 yrs old

26% above market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Live the Grand Bend lifestyle at Oakwood Links with one of the best locations in the community, overlooking the golf course at Oakwood Resort. This home features a spacious floor plan with over 2300 sqft of living space on 2 levels, attached double car garage, plus exclusive parking for 2 cars in the drive and private outdoor patio space. Inside, the open concept floor plan includes a spacious family room with large kitchen and separate eating over hardwood floors. The updated kitchen (2025) fea…

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Property details

MLS#: X12887222
Status: Buy Now
Beds: 2+2
Baths: 3 full, 0 half
Size: 1200-1399
Style: Bungalow
Type: Condo Townhouse
Year built: —

Roof: Shingles
Foundation: Concrete
Property features: Cul de Sac/Dead End, Golf

View: Golf Course, Pond, Trees/Woods

Building name: Oakwood Links
Condo corp #: 7
Balcony: None
Locker: None
Fees include: Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Hardboard, Stone · Patio, Porch, Deck
Fronting on: —
Cross street: Oakwood Links Lane & Bluewater Highway (Highway 21)
Basement: Full, Finished
Stories: 1
Utilities: —
Laundry: In-Suite Laundry, Laundry Room
Interior: Water Heater Owned
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Living Room	4.389m × 6.858m
Main	Kitchen	3.26m × 4.785m
Main	Dining Room	2.44m × 3.17m
Main	Primary Bedroom	4.3m × 4.45m
Main	Bedroom	3.08m × 3.69m
Main	Foyer	1.52m × 3.23m
Main	Mud Room	2.13m × 2.44m
Main	Bathroom	1.68m × 2.38m
Main	Bathroom	2.44m × 3.35m
Lower	Family Room	6.74m × 7.56m
Lower	Bedroom	2.83m × 6.95m
Lower	Bedroom	2.78m × 3.35m
Lower	Bathroom	2.29m × 3.02m
Lower	Utility Room	4.3m × 4.97m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX BLUEWATER REALTY INC.

Source: TRREB/PROPTX · MLS® X12887222

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$655K

Oakwood Links · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $655,000✓ $5,175 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,648/mo

incl. closing costs (yr 1)

Annual total

$67,778

year 1

Mortgage only

$2,485/mo

principal + interest

Beyond mortgage

$1,907/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$131,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$431/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,550/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$42/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,575

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $29,818/yr

Property taxes22% $14,750/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,550/yr

Condo fees9% $6,000/yr

Closing costs8% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,818	$2,485/mo
Government & taxes
Property tax	$5,175	$431/mo
Land transfer tax(closing)	$9,575	$798/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,550	$546/mo
Condo fees
Condo / HOA fees	$6,000	$500/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$67,778	$5,648/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Oakwood Links

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs