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$575K · 3+2 bed Detached · 557 - Thorold Downtown, Thorold | MyPropertyScout

$574,900

70 Whyte Avenue

112 DOM

3+22112d

Map

⚡ Insider Deal

DOM 112

↓ $25KMotivated SellerPrice Reduced

$574,900

↓ $25KMotivated Seller

DOM112days

70 Whyte Avenue

Thorold · Ontario L2V 2T7

MLS® X12884706 · 557 - Thorold Downtown · L2V 2T7

3+22Vacant700-1100 ft²DetachedNoneFinished112d$639/ft²Lot 55.9 x 120.7 ft$3,039 tax/yrBuilt 195175 yrs oldFinished

112 days on market

About this home

Rare opportunity, property with two detached homes and excellent income potential on one city lot in Thorold. Ideal for investors, multigenerational families, or Brock University parents looking to house students while generating rental income.The move-in ready main home offers 5 bedrooms and 2 bathrooms, a bright open-concept living and kitchen area with quartz countertops, stainless steel appliances and ample cabinet space plus a 4 pce bathroom & bedroom. Upstairs includes 2 additional bright…

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Property details

MLS#: X12884706
Status: Buy Now
Property class: Residential Freehold
Beds: 3+2
Baths: 2 full, 0 half
Rooms: 7 + 6
Kitchens: 1
Size: 700-1100Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished
Style: 1 1/2 Storey
Type: Detached
Year built: 1951

PIN: 643890036
Roll / ARN: 273100001214400

Occupancy: Vacant
Washrooms: 4 pc · Main; 3 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Poured Concrete
Other structures: Aux Residences
Property features: Hospital, Public Transit, School, Rec./Commun.Centre, Place Of Worship

Fireplaces: 0

Garage: None
Garage spaces: 0
Parking: 4 total
Lot: 55.87 × 120.7
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Aluminum Siding
Fronting on: East
Cross street: St David's Road & St. David's St W
Stories: —
Utilities: —
Laundry: —
Interior: Accessory Apartment, Floor Drain, In-Law Suite, In-Law Capability
Parking features: Private Double

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	2.96m × 3.14m
Main	Dining Room	2.96m × 2.34m
Main	Living Room	4.36m × 4.02m
Main	Bedroom	2.85m × 3.55m
Main	Bathroom	2.31m × 1.47m
Second	Bedroom 2	3.77m × 2.83m
Second	Bedroom 3	3.03m × 3.35m
Basement	Bedroom 4	3.19m × 2.57m
Basement	Bedroom 5	3.2m × 2.6m
Basement	Bathroom	1.51m × 2.26m
Basement	Other	1.54m × 2.27m
Basement	Utility Room	1.87m × 2.4m
Basement	Laundry	1.5m × 2m

Seller signals

Price movement & seller pressure

↓ $25KPrice reduction

MLS shows the seller reduced the asking price by $25,000 (from $599,900 to $574,900).

Motivated SellerWhy this label

112 days on market — Listing has been active for 112 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: EXP REALTY

Source: TRREB/PROPTX · MLS® X12884706

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$575K

70 Whyte Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $574,900✓ $3,039 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,466/mo

incl. closing costs (yr 1)

Annual total

$53,593

year 1

Mortgage only

$2,181/mo

principal + interest

Beyond mortgage

$1,162/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$114,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$253/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,749/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $26,172/yr

Property taxes21% $11,012/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,749/yr

Closing costs10% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,172	$2,181/mo
Government & taxes
Property tax	$3,039	$253/mo
Land transfer tax(closing)	$7,973	$664/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,749	$479/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,593	$4,466/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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70 Whyte Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs