$398K · 1 bed Condo Apartment · Ainslie Wood, Hamilton

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About this home

Welcome to 77 Leland The Only Condo Within Walking Distance to McMaster University! very popular building! Just a 5-minute walk to campus no need for the bus! Spacious Studio! less than 5 years old. Enjoy unobstructed views from this quiet unit, ideally located at the end of the hallway for added privacy and minimal foot traffic.Conveniently situated just a 5-minute walk to Fortinos and Shoppers Drug Mart, and a short stroll to restaurants and cafes along Main Street. Nestled in a quiet, safe ne…

Property details

MLS#

X12880966

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

0-499

Style

Apartment

Type

Condo Apartment

Year built

—

Condo corp #: 598
Balcony: None
Locker: None
Association amenities: Visitor Parking
Fees include: Heat Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included
Pets: No

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Main St West & Leland St
Basement: None
Stories: 4
Utilities: —
Laundry: In Building
Interior: Carpet Free
Parking features: —

Level	Room	Dimensions
Flat	Kitchen	1.52m × 3.07m
Flat	Living Room	3.4m × 4.4m
Flat	Bedroom	3.4m × 4.4m

Level

Room

Dimensions

Flat

Kitchen

1.52m × 3.07m

Flat

Living Room

3.4m × 4.4m

Flat

Bedroom

3.4m × 4.4m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $398,000✓ $2,725 tax✓ Gas✓ 0-499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,574/mo

incl. closing costs (yr 1)

Annual total

$42,883

year 1

Mortgage only

$1,510/mo

principal + interest

Beyond mortgage

$1,235/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$227/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~250 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,980/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$21/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,445

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $18,119/yr

Property taxes17% $7,170/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,980/yr

Condo fees7% $2,954/yr

Closing costs12% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,119	$1,510/mo
Government & taxes
Property tax	$2,725	$227/mo
Land transfer tax(closing)	$4,445	$370/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,980	$332/mo
Condo fees
Condo / HOA fees	$2,954	$246/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$42,883	$3,574/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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77 Leland

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Annual costs