$690K · 2+2 bed Semi-Detached Condo · Tillsonburg, Tillsonburg

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About this home

Priced to Sell in Highly Desired Community! Welcome to this stunning end-unit semi-detached condo, open on three sides and backing on to beautiful green space in one of Tillsonburg's most sought-after communities. Offering the perfect blend of luxury, comfort, and low-maintenance living, this exceptional home features 4spacious bedrooms, 3 full bathrooms, and a finished loft ideal for a home office, studio, or additional living space. The custom gourmet kitchen is designed to impress, featuring…

Property details

MLS#

X12878276

Status

Buy Now

Beds

2+2

Baths

3 full, 0 half

Size

1800-1999

Style

Bungaloft

Type

Semi-Detached Condo

Year built

—

Property features: Clear View, Cul de Sac/Dead End

Fireplace features: Natural Gas

View: Park/Greenbelt

Condo corp #: 136
Balcony: None
Locker: Ensuite+Common
Association amenities: BBQs Allowed
Fees include: None
Pets: Yes-with Restrictions

Garage: 2-car Built-In
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Stone, Brick · Deck
Fronting on: —
Cross street: Newel Rd Quarter Townline/ Baldwin St
Basement: Finished, Full
Stories: 1
Utilities: —
Laundry: In-Suite Laundry, Sink, Laundry Room
Interior: In-Law Suite, Water Heater, Water Softener, Water Meter, Primary Bedroom - Main Floor, Sump Pump
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Living Room	6.5m × 4.95m
Main	Dining Room	2.54m × 5.81m
Main	Kitchen	3.88m × 5.8m
Main	Primary Bedroom	6.51m × 3.83m
Main	Bedroom 2	4.73m × 3.37m
Main	Laundry	2.49m × 1.85m
Second	Loft	6.37m × 3.95m
Basement	Media Room	12.72m × 6.3m
Basement	Bedroom 3	3.07m × 3.45m
Basement	Bedroom 4	3.07m × 3.27m
Basement	Bathroom	—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $689,800✓ $5,465 tax✓ Gas✓ 1800-1999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,966/mo

incl. closing costs (yr 1)

Annual total

$71,597

year 1

Mortgage only

$2,617/mo

principal + interest

Beyond mortgage

$2,035/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$137,960

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$455/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,898/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$48/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,271

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $31,403/yr

Property taxes22% $15,736/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,898/yr

Condo fees10% $6,900/yr

Closing costs7% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,403	$2,617/mo
Government & taxes
Property tax	$5,465	$455/mo
Land transfer tax(closing)	$10,271	$856/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,898	$575/mo
Condo fees
Condo / HOA fees	$6,900	$575/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$71,597	$5,966/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Property details

Rooms

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Annual costs