$950K · 3 bed Detached · Macassa, Hamilton

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About this home

2 HOMES ON 1 PROPERTY! Welcome to 298 East 36th Street, a rare opportunity on Hamilton's East Mountain offering versatility, modern updates, and exceptional value on a generous 50x150 ft lot. This beautifully maintained property features a 3 bedroom, 2 bathroom main home plus a fully detached 2 bedroom, 1 bathroom garden suite built in 2023, ideal for multi-generational living, rental income, or a private work-from-home space. The main residence blends warmth and function with thoughtful updates…

Property details

MLS#

X12875494

Status

Buy Now

Property class

Residential Freehold

Beds

Baths

2 full, 0 half

Rooms

Kitchens

Size

1100-1500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Finished, Full

Style

1 1/2 Storey

Type

Detached

Year built

1951

PIN: 170070024
Roll / ARN: 251807063201700

Occupancy: Tenant Occupied
Washrooms: 4 pc · Ground; 3 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Block
Other structures: Aux Residences
Property features: Hospital, Park, Place Of Worship, Public Transit, Rec./Commun.Centre, School Bus Route

Garage: 1-car Attached
Garage spaces: 1
Parking: 7 total
Lot: 50 × 150
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Brick · Patio
Fronting on: West
Cross street: Fennell Ave.
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Water Heater Owned
Parking features: Private

Level	Room	Dimensions
Main	Living Room	3.38m × 5.64m
Main	Dining Room	3.02m × 3.38m
Main	Kitchen	3.53m × 2.64m
Main	Bedroom	2.44m × 3.56m
Second	Bedroom	3.76m × 4.72m
Second	Bedroom	4.75m × 3.43m
Basement	Recreation	3.28m × 9.3m
Basement	Utility Room	3.51m × 5.56m

Level

Room

Dimensions

Main

Living Room

3.38m × 5.64m

Main

Dining Room

3.02m × 3.38m

Main

Kitchen

3.53m × 2.64m

Main

Bedroom

2.44m × 3.56m

Second

Bedroom

3.76m × 4.72m

Second

Bedroom

4.75m × 3.43m

Basement

Recreation

3.28m × 9.3m

Basement

Utility Room

3.51m × 5.56m

Price movement & seller pressure

↓ $50KPrice reduction

MLS shows the seller reduced the asking price by $50,000 (from $999,900 to $949,900).

Motivated SellerWhy this label

115 days on market — Listing has been active for 115 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $949,900✓ $7,111 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,182/mo

incl. closing costs (yr 1)

Annual total

$86,179

year 1

Mortgage only

$3,604/mo

principal + interest

Beyond mortgage

$1,830/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$189,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$593/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$15,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $43,244/yr

Property taxes26% $22,584/yr

Utilities5% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,499/yr

Closing costs6% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$43,244	$3,604/mo
Government & taxes
Property tax	$7,111	$593/mo
Land transfer tax(closing)	$15,473	$1,289/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,499	$792/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$86,179	$7,182/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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298 East 36th Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs