$800K · 3 bed Detached · South J, London South

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About this home

This purchase price is the base price less HST. The HST rebate is subject to Buyers' eligibility and final approval by applicable government authorities. Buyers who do not qualify, or are unable to fulfil all eligibility requirements will be subject to all applicable additional HST on closing.The Yellowstone functional design offering 2093 sq ft of living space. This impressive home features 3 bedrooms plus a large media room, 2.5 baths, and the potential for a future basement development (WAL…

Property details

MLS#

X12873296

Status

Buy Now

Property class

Residential Freehold

Beds

Baths

3 full, 0 half

Rooms

Kitchens

Size

2000-2500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Full, Walk-Out

Style

2-Storey

Type

Detached

Year built

Approx. New yrs

Occupancy: Vacant
Washrooms: 2 pc · Ground; 4 pc · Second; 5 pc · Second
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Metal, Asphalt Shingle
Foundation: Concrete

Garage: 2-car Attached
Garage spaces: 2
Parking: 5 total
Lot: 8.41 × 30
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Other · Deck
Fronting on: South
Cross street: Pond Mills
Stories: —
Utilities: —
Laundry: —
Interior: Sump Pump
Parking features: Private

Rooms

Level	Room	Dimensions
Ground	Bathroom	—
Ground	Kitchen	3.81m × 4.27m
Ground	Great Room	4.39m × 5.44m
Ground	Dining Room	3.28m × 3.35m
Second	Bedroom	4.24m × 4.44m
Second	Bedroom 2	3.28m × 3.35m
Second	Bedroom 3	3.35m × 3.38m
Second	Bathroom	—
Second	Bathroom	—
Second	Media Room	3.23m × 5.64m
Second	Laundry	—
Ground	Bathroom	—

Price movement & seller pressure

↓ $80KPrice reduction

MLS shows the seller reduced the asking price by $79,988 (from $879,900 to $799,912).

Motivated SellerWhy this label

116 days on market — Listing has been active for 116 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $799,912✓ $0 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,711/mo

incl. closing costs (yr 1)

Annual total

$68,537

year 1

Mortgage only

$3,035/mo

principal + interest

Beyond mortgage

$1,179/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$159,982

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $36,415/yr

Property taxes18% $12,473/yr

Utilities7% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance12% $7,999/yr

Closing costs7% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$36,415	$3,035/mo
Government & taxes
Land transfer tax(closing)	$12,473	$1,039/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,999	$667/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$68,537	$5,711/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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108 CHRISTOPHER Court

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs