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$399K · 2 bed Condo Townhouse · 450 - E. Chester, St. Catharines | MyPropertyScout

$399,000

Unit 97

116 DOM

22116d

Map

⚡ Insider Deal

DOM 116

↓ $16KMotivated SellerPrice Reduced

$399,000

↓ $16KMotivated Seller

DOM116days

Unit 97

122 Bunting Road · St. Catharines · Ontario L2P 3X7

MLS® X12872976 · 450 - E. Chester · L2P 3X7

22OwnerOccupied900-999 ft²Condo TownhouseNoneFull, Partially Finished116d$420/ft²$3,264 tax/yrBuilt 198541 yrs oldFull, Partially Finished

116 days on market

About this home

Retire in the style you deserve in this lovely 2 bedroom 1.5 bath one floor with full basement and parking right at your door! This bright modern unit has a kitchen with an island and 2 bar stools, fridge, stove, dishwasher, as well as main floor stackable washer and dryer for your convenience. The spacious living room has French doors that lead to an added sunny private wood deck. The full basement is partially finished and has a 2pc bath as well as a workshop and rec room area

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Property details

MLS#: X12872976
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 9
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Partially Finished
Style: Bungalow
Type: Condo Townhouse
Year built: 1985

Occupancy: Owner Occupied
Washrooms: 3 pc · Main; 2 pc · Basement
Family room: No
Central vacuum: Central vacuum
Ensuite laundry: Ensuite laundry

Roof: Asphalt Shingle
Property features: School

Condo corp #: 85
Balcony: None
Locker: None
Fees include: Building Insurance Included, Cable TV Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Eastchester and Bunting Rd
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Central Vacuum, Sump Pump
Parking features: Private

Rooms

Room dimensions are not available for this listing.

Seller signals

Price movement & seller pressure

↓ $16KPrice reduction

MLS shows the seller reduced the asking price by $15,900 (from $414,900 to $399,000).

Motivated SellerWhy this label

116 days on market — Listing has been active for 116 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Royal LePage NRC Realty

Source: TRREB/PROPTX · MLS® X12872976

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$399K

Unit 97 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,000✓ $3,264 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,818/mo

incl. closing costs (yr 1)

Annual total

$45,818

year 1

Mortgage only

$1,514/mo

principal + interest

Beyond mortgage

$1,474/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$272/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$37/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,460

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $18,164/yr

Property taxes17% $7,724/yr

Utilities9% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $3,990/yr

Condo fees12% $5,280/yr

Closing costs11% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,164	$1,514/mo
Government & taxes
Property tax	$3,264	$272/mo
Land transfer tax(closing)	$4,460	$372/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,990	$333/mo
Condo fees
Condo / HOA fees	$5,280	$440/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,818	$3,818/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 97

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs