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$620K · 2+1 bed Detached · 442 - Vine/Linwell, St. Catharines | MyPropertyScout

$619,900

16 Grammar Avenue

116 DOM

2+12116d

Map

⚡ Insider Deal

DOM 116

↓ $79KMotivated SellerPrice Reduced

$619,900

↓ $79KMotivated Seller

DOM116days

16 Grammar Avenue

St. Catharines · Ontario L2N 3L3

MLS® X12871390 · 442 - Vine/Linwell · L2N 3L3

2+12Vacant700-1100 ft²Detached1-car AttachedFull, Finished116d$689/ft²Lot 65.1 x 143.6 ft$4,899 tax/yrBuilt 195175 yrs oldFull, Finished

116 days on market

About this home

Sitting on one of the largest lots in the neighborhood - 0.425 acres, this well cared for North End bungalow has been lovingly maintained by its owners for over 40 years. Enjoy fantastic curb appeal, with a garage connected by a breezeway. Originally a three bedroom home on the main level, it's now thoughtfully reconfigured to two bedrooms, offering sliding door access directly to the back deck with an electric retractable awning. Step inside to a spacious living room with gleaming hardwood floo…

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Property details

MLS#: X12871390
Status: Buy Now
Property class: Residential Freehold
Beds: 2+1
Baths: 2 full, 0 half
Rooms: 5
Kitchens: 1
Size: 700-1100Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Finished
Style: Bungalow
Type: Detached
Year built: 1951

PIN: 462470101
Roll / ARN: 262906001207600

Occupancy: Vacant
Washrooms: 4 pc · Main; 3 pc · Basement
Family room: No
Central vacuum: Central vacuum
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Block

Fireplaces: 1
Fireplace features: Rec Room, Natural Gas

Garage: 1-car Attached
Garage spaces: 1
Parking: 7 total
Lot: 65.05 × 143.55
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: East
Cross street: Duncan Drive
Stories: —
Utilities: —
Laundry: —
Interior: Central Vacuum, Water Heater Owned
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Foyer	1.096m × 1.23m
Main	Kitchen	3.085m × 3.917m
Main	Living Room	3.418m × 6.982m
Main	Dining Room	2.714m × 4.115m
Main	Primary Bedroom	2.66m × 4.247m
Main	Bedroom	3.007m × 3.719m
Main	Bathroom	—
Basement	Recreation	3.948m × 6.832m
Basement	Bedroom	2.655m × 4.154m
Basement	Workshop	3.263m × 4.114m
Basement	Utility Room	2.944m × 3.968m
Basement	Other	2.705m × 3.23m
Basement	Cold Room/Cantina	2.318m × 2.854m
Basement	Bathroom	—

Seller signals

Price movement & seller pressure

↓ $79KPrice reduction

MLS shows the seller reduced the asking price by $79,100 (from $699,000 to $619,900).

Motivated SellerWhy this label

116 days on market — Listing has been active for 116 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: BOLDT REALTY INC., BROKERAGE

Source: TRREB/PROPTX · MLS® X12871390

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$620K

16 Grammar Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $619,900✓ $4,899 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,904/mo

incl. closing costs (yr 1)

Annual total

$58,851

year 1

Mortgage only

$2,352/mo

principal + interest

Beyond mortgage

$1,355/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$123,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$408/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,199/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $28,221/yr

Property taxes23% $13,772/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,199/yr

Closing costs9% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,221	$2,352/mo
Government & taxes
Property tax	$4,899	$408/mo
Land transfer tax(closing)	$8,873	$739/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,199	$517/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,851	$4,904/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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16 Grammar Avenue

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs