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$300K · 2 bed Condo Apartment · 446 - Fairview, St. Catharines | MyPropertyScout

$299,900

Unit 811

21OwnerOccupied

Map

$299,900

F●●●○○

Unit 811

359 GENEVA Street · St. Catharines · Ontario L2N 2G5

MLS® X12867466 · 446 - Fairview · L2N 2G5

21OwnerOccupied900-999 ft²Condo ApartmentNone$316/ft²$2,094 tax/yrBuilt 198541 yrs old

25% above market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to Suite 811 at "Geneva on the Park"-where modern renovation meets parkside tranquility. This bright, airy two-bedroom residence has been meticulously reimagined to maximize every square inch of space. From the contemporary flooring to the tastefully updated kitchen and bath, the aesthetic is clean, elegant, and entirely current.Storage is never an issue here, thanks to oversized hallway closets and a massive in-suite storage room for your seasonal gear. Retreat to the primary suite's ex…

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Property details

MLS#: X12867466
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 900-999
Style: Other
Type: Condo Apartment
Year built: —

Roof: Flat
Foundation: Concrete
Property features: Hospital

Condo corp #: 105
Balcony: Open
Locker: None
Association amenities: Outdoor Pool, Visitor Parking
Fees include: Heat Included, Building Insurance Included, Water Included, Parking Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Water
Heating fuel: Gas
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick · Controlled Entry
Fronting on: —
Cross street: On Geneva Between Scott St and Carlton St
Basement: None
Stories: —
Utilities: —
Laundry: Shared, Coin Operated
Interior: None
Parking features: Other

Rooms

Level	Room	Dimensions
Main	Living Room	3.63m × 5.64m
Main	Dining Room	2.46m × 2.51m
Main	Kitchen	2.31m × 2.39m
Main	Primary Bedroom	3.33m × 4.98m
Main	Bedroom	2.97m × 4.37m
Main	Bathroom	2.44m × 1.6m
Main	Foyer	1.57m × 1.93m
Main	Other	0.97m × 2.57m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX GARDEN CITY REALTY INC, BROKERAGE

Source: TRREB/PROPTX · MLS® X12867466

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$300K

Unit 811 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $299,900✓ $2,094 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,310/mo

incl. closing costs (yr 1)

Annual total

$39,716

year 1

Mortgage only

$1,138/mo

principal + interest

Beyond mortgage

$1,466/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$59,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$175/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$51/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,974

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)34% $13,653/yr

Property taxes13% $5,068/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $2,999/yr

Condo fees18% $7,336/yr

Closing costs13% $5,100/yr

Mortgage is 34% of your true cost of ownership. The other 66% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$13,653	$1,138/mo
Government & taxes
Property tax	$2,094	$175/mo
Land transfer tax(closing)	$2,974	$248/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,999	$250/mo
Condo fees
Condo / HOA fees	$7,336	$611/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$39,716	$3,310/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 811

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs