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$850K · 3 bed Detached · 437 - Lakeshore, St. Catharines | MyPropertyScout

$849,900

3 Wendover Place

117 DOM

32117d

Map

⚡ Insider Deal

DOM 117

↓ $48KMotivated SellerPrice Reduced

$849,900

↓ $48KMotivated Seller

DOM117days

3 Wendover Place

St. Catharines · Ontario L2N 6T9

MLS® X12864460 · 437 - Lakeshore · L2N 6T9

32OwnerOccupied1500-2000 ft²Detached1-car OtherUnfinished117d$486/ft²Lot 56.4 x 100 ft$5,670 tax/yrUnfinished

117 days on market

About this home

Nestled on a quiet cul-de-sac in a sought-after North End neighbourhood; just a short walk to the waterfront lake trail, schools, parks, and all amenities, is where you will find this multi-level, 3 bedroom, 2 bath home. The recently renovated main floor is an open concept that melds together the kitchen, dining and living areas into the social hub of the home. The design will satisfy the gourmet chef and the quiet morning coffee routine. The main floor looks over the family room with a wood fi…

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Property details

MLS#: X12864460
Status: Buy Now
Property class: Residential Freehold
Beds: 3
Baths: 2 full, 0 half
Rooms: 10
Kitchens: 1
Size: 1500-2000Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Unfinished
Style: Sidesplit 5
Type: Detached
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 462390088
Roll / ARN: 262906003843600

Occupancy: Owner Occupied
Washrooms: 4 pc · Second; 2 pc · Main
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Poured Concrete

Garage: 1-car Other
Garage spaces: 1
Parking: 5 total
Lot: 56.41 × 100
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Brick Veneer
Fronting on: South
Cross street: Lakeshore Rd. and Simpson Rd
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote
Parking features: Private Double

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Kitchen	3.65m × 5.18m
Main	Living Room	3.78m × 5.81m
Main	Dining Room	2.21m × 3.35m
Ground	Foyer	1.68m × 1.98m
Ground	Family Room	3.56m × 5.59m
Ground	Bathroom	0.94m × 1.98m
Ground	Laundry	1.98m × 3.51m
Upper	Primary Bedroom	3.38m × 3.99m
Upper	Bedroom 2	3.05m × 3.53m
Upper	Bedroom 3	2.51m × 3.2m
Upper	Bathroom	2.13m × 2.89m
Lower	Recreation	5.64m × 8.23m
Basement	Utility Room	5.21m × 5.56m

Seller signals

Price movement & seller pressure

↓ $48KPrice reduction

MLS shows the seller reduced the asking price by $48,100 (from $898,000 to $849,900).

Motivated SellerWhy this label

117 days on market — Listing has been active for 117 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: BOLDT REALTY INC., BROKERAGE

Source: TRREB/PROPTX · MLS® X12864460

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$850K

3 Wendover Place · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $849,900✓ $5,670 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,464/mo

incl. closing costs (yr 1)

Annual total

$77,563

year 1

Mortgage only

$3,224/mo

principal + interest

Beyond mortgage

$1,658/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$169,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$473/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $38,691/yr

Property taxes25% $19,143/yr

Utilities6% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,499/yr

Closing costs7% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$38,691	$3,224/mo
Government & taxes
Property tax	$5,670	$473/mo
Land transfer tax(closing)	$13,473	$1,123/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,499	$708/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$77,563	$6,464/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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3 Wendover Place

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs