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$479K · 2 bed Condo Townhouse · Norwich Town, Norwich | MyPropertyScout

$479,000

Unit 202

113 DOM

21113d

Map

DOM 113

$479,000

A●●○○○DOM113days

Unit 202

12 Washington Street · Norwich · Ontario N0J 1P0

MLS® X12864186 · Norwich Town · N0J 1P0

21Vacant1000-1199 ft²Condo Townhouse1-car Attached113d$436/ft²$0 tax/yr

7% below market · regional est. · 113 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to the Willows at Norwich! Discover 12 Washington Street, Unit #202a stylish 2-bedroom, 1-bathroom bungalow townhouse tucked away on a quiet cul-de-sac in the charming town of Norwich. Just 20 minutes to Woodstock and 30 minutes to London, this home combines small-town tranquility with easy access to city amenities. Step inside to soaring 9-foot ceilings and a spacious foyer with convenient garage access. The front bedroom offers flexibility as a guest room, home office, or nursery. An o…

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Property details

MLS#: X12864186
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 1000-1199
Style: Bungalow
Type: Condo Townhouse
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete

Condo corp #: 145
Balcony: None
Locker: None
Fees include: None
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Hardboard, Stone · Deck, Porch
Fronting on: —
Cross street: Elgin St W
Basement: Full, Unfinished
Stories: 1
Utilities: —
Laundry: In Bathroom
Interior: On Demand Water Heater, Sump Pump, Water Heater
Parking features: —

Rooms

Level	Room	Dimensions
Main	Bedroom	2.9m × 3.5m
Main	Primary Bedroom	3.8m × 6.2m
Main	Bathroom	2.77m × 2.68m
Main	Kitchen	3.87m × 3.35m
Main	Living Room	3.87m × 5.76m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: EXP REALTY

Source: TRREB/PROPTX · MLS® X12864186

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$479K

Unit 202 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $479,000✓ $0 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,935/mo

incl. closing costs (yr 1)

Annual total

$47,223

year 1

Mortgage only

$1,817/mo

principal + interest

Beyond mortgage

$1,155/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$95,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,790/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$27/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $21,806/yr

Property taxes13% $6,055/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,790/yr

Condo fees8% $3,912/yr

Closing costs11% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,806	$1,817/mo
Government & taxes
Land transfer tax(closing)	$6,055	$505/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,790	$399/mo
Condo fees
Condo / HOA fees	$3,912	$326/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$47,223	$3,935/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 202

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs