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$630K · 3+1 bed Condo Townhouse · Waterloo | MyPropertyScout

$629,900

Unit 217

113 DOM

3+13113d

Map

DOM 113

↓ $20,000Price Reduced

$629,900

B●●○○○DOM113days

Unit 217

338 Albert Street · Waterloo · Ontario N2L 0G8

MLS® X12862846 · N2L 0G8

3+13TenantOccupied1600-1799 ft²Condo Townhouse1-car Surface113d$371/ft²$5,024 tax/yr

0% below market · regional est. · 113 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Experience the perfect blend of modern comfort and exceptional investment potential in this spacious upper-level stacked condo, offering 1,777 sq. ft. of well-designed living across two levels. This 3-bedroom, 3-bathroom home features a bright open-concept main floor with a generous living and dining area and a stylish kitchen finished with granite countertops. A versatile den-easily used as a fourth bedroom-adds valuable flexibility, while a private balcony provides a relaxing outdoor retreat.…

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Property details

MLS#: X12862846
Status: Buy Now
Beds: 3+1
Baths: 3 full, 0 half
Size: 1600-1799
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Condo corp #: 647
Balcony: Open
Locker: None
Fees include: Water Included, Parking Included, Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Surface
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Columbia St W/Albert St/University
Basement: Full
Stories: 2
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	2.28m × 4.88m
Main	Living Room	3.28m × 4.88m
Main	Dining Room	2.74m × 4.88m
Second	Den	4.48m × 2.9m
Second	Bedroom	2.8m × 3.77m
Second	Bedroom	3.77m × 3.7m
Second	Bedroom	3.76m × 2.9m
Second	Study	4.47m × 2.9m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ALL-STARS REALTY INC.

Source: TRREB/PROPTX · MLS® X12862846

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$630K

Unit 217 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $629,900✓ $5,024 tax✓ Gas✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,595/mo

incl. closing costs (yr 1)

Annual total

$67,143

year 1

Mortgage only

$2,390/mo

principal + interest

Beyond mortgage

$1,991/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$125,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$419/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$51/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $28,676/yr

Property taxes21% $14,097/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,299/yr

Condo fees11% $7,410/yr

Closing costs8% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,676	$2,390/mo
Government & taxes
Property tax	$5,024	$419/mo
Land transfer tax(closing)	$9,073	$756/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,299	$525/mo
Condo fees
Condo / HOA fees	$7,410	$618/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$67,143	$5,595/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 217

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs