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$600K · 3 bed Detached · Centremount, Hamilton | MyPropertyScout

$599,990

157 East 5th Street

118 DOM

31118d

Map

⚡ Insider Deal

DOM 118

↓ $49KMotivated SellerPrice Reduced

$599,990

↓ $49KMotivated Seller

DOM118days

157 East 5th Street

Hamilton · Ontario L9A 2Z7

MLS® X12862712 · Centremount · L9A 2Z7

31OwnerOccupied1500-2000 ft²DetachedNonePartial Basement, Unfinished118d$343/ft²Lot 34 x 162 ft< .50 ac$4,169 tax/yrBuilt 1916110 yrs oldPartial Basement, Unfinished

118 days on market

About this home

Welcome to this well-maintained two-storey home in Hamilton's desirable Centremount neighbourhood. Offering nearly 1,500 sq. ft. of living space, this three-bedroom, one-bathroom home is the perfect blend of comfort, convenience and potential. Situated on a 162-foot-deep lot, the property provides a spacious backyard and exciting potential for an Additional Dwelling Unit (ADU). Inside, you'll find bright and inviting living spaces with thoughtful updates throughout, including a refreshed bathroo…

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Property details

MLS#: X12862712
Status: Buy Now
Property class: Residential Freehold
Beds: 3
Baths: 1 full, 0 half
Rooms: 8
Kitchens: 1
Size: 1500-2000Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Partial Basement, Unfinished
Style: 2-Storey
Type: Detached
Year built: 1916

Occupancy: Owner Occupied
Washrooms: 4 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Block

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 34 × 162
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Other
Fronting on: East
Cross street: Upper Wentworth St to Fennell Ave W to East St
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Kitchen	3m × 5.84m
Main	Living Room	3m × 3.78m
Main	Dining Room	3.2m × 4.88m
Main	Office	3.12m × 4.06m
Main	Foyer	1.91m × 3m
Second	Primary Bedroom	3.48m × 4.6m
Second	Bedroom	2.74m × 3.89m
Second	Bedroom	3.02m × 2.84m
Lower	Laundry	2.69m × 5.72m
Lower	Utility Room	2.31m × 2.72m
Lower	Workshop	2.72m × 4.8m

Seller signals

Price movement & seller pressure

↓ $49KPrice reduction

MLS shows the seller reduced the asking price by $49,010 (from $649,000 to $599,990).

Motivated SellerWhy this label

118 days on market — Listing has been active for 118 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X12862712

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$600K

157 East 5th Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,990✓ $4,169 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,766/mo

incl. closing costs (yr 1)

Annual total

$57,188

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$1,325/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,998

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$347/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $27,314/yr

Property taxes22% $12,644/yr

Utilities8% $4,530/yr

Insurance & security3% $1,600/yr

Maintenance10% $6,000/yr

Closing costs9% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,314	$2,276/mo
Government & taxes
Property tax	$4,169	$347/mo
Land transfer tax(closing)	$8,475	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,000	$500/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$57,188	$4,766/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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157 East 5th Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs