Loading neighbourhood intel…

$540K · 3+1 bed Detached · 455 - Secord Woods, St. Catharines | MyPropertyScout

$539,900

9 Fir Avenue

118 DOM

3+12118d

Map

⚡ Insider Deal

DOM 118

↓ $35KMotivated SellerPrice Reduced

$539,900

↓ $35KMotivated Seller

DOM118days

9 Fir Avenue

St. Catharines · Ontario L2P 1B6

MLS® X12860528 · 455 - Secord Woods · L2P 1B6

3+12Vacant1100-1500 ft²DetachedNoneFull, Finished118d$415/ft²Lot 50 x 110 ft< .50 ac$3,550 tax/yrBuilt 195175 yrs oldFull, Finished

118 days on market

About this home

Welcome home to this beautiful home in Secord Woods Neighborhood of St. Catharines! This Large home has been renovated top to bottom with brand new kitchen, bathrooms, flooring and windows!! Walk into a good sized living room and dining room, through the kitchen is a very large bonus family room with walkout to deck and backyard, perfect for all your entertaining needs. 3 Bedrooms upstairs and 1 in the Basement for the growing family. This home is situated on a quiet street in Secord Wood, c…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: X12860528
Status: Buy Now
Property class: Residential Freehold
Beds: 3+1
Baths: 2 full, 0 half
Rooms: 10
Kitchens: 1
Size: 1100-1500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Finished
Style: 1 1/2 Storey
Type: Detached
Year built: 1951

Occupancy: Vacant
Washrooms: 4 pc · Main; 3 pc · Basement
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Shed
Property features: Golf, Park, Public Transit, Place Of Worship, Rec./Commun.Centre, School

Fireplaces: 0

View: City

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 50 × 110
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Vinyl Siding · Deck, Year Round Living
Fronting on: North
Cross street: Hartzel and Rockwood
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Water Heater
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Living Room	4.44m × 5.44m
Main	Dining Room	2.81m × 3.5m
Main	Kitchen	3.1m × 3.78m
Main	Family Room	3.65m × 6.93m
Main	Bathroom	—
Second	Bedroom	2.7m × 4.43m
Second	Bedroom 2	2.65m × 4.41m
Second	Bedroom 3	2.67m × 2.86m
Basement	Recreation	3.2m × 6.49m
Basement	Bedroom 4	3.12m × 3.17m
Basement	Laundry	2.9m × 3.46m
Basement	Bathroom	—

Seller signals

Price movement & seller pressure

↓ $35KPrice reduction

MLS shows the seller reduced the asking price by $35,000 (from $574,900 to $539,900).

Motivated SellerWhy this label

118 days on market — Listing has been active for 118 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX GARDEN CITY REALTY INC, BROKERAGE

Source: TRREB/PROPTX · MLS® X12860528

Do you own a home in St. Catharines?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$540K

9 Fir Avenue · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $539,900✓ $3,550 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,304/mo

incl. closing costs (yr 1)

Annual total

$51,653

year 1

Mortgage only

$2,048/mo

principal + interest

Beyond mortgage

$1,192/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$107,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$296/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,399/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $24,579/yr

Property taxes21% $10,823/yr

Utilities8% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,399/yr

Closing costs10% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,579	$2,048/mo
Government & taxes
Property tax	$3,550	$296/mo
Land transfer tax(closing)	$7,273	$606/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,399	$450/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,653	$4,304/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

9 Fir Avenue

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Request a Showing

Request a Showing

Annual costs