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$549K · 3+2 bed Detached · Stipley, Hamilton | MyPropertyScout

$549,000

12 Leinster Avenue

120 DOM

3+22120d

Map

⚡ Insider Deal

DOM 120

↓ $40KMotivated SellerPrice Reduced

$549,000

↓ $40KMotivated Seller

DOM120days

12 Leinster Avenue

Hamilton · Ontario L8M 3A1

MLS® X12858290 · Stipley · L8M 3A1

3+22OwnerOccupied1500-2000 ft²Detached2-car DetachedFull, Partially Finished120d$314/ft²Lot 40 x 91.3 ft$4,641 tax/yrBuilt 1916110 yrs oldFull, Partially Finished

120 days on market

About this home

Sought after and rarely available home. Elegant and spacious Cape Cod Style with bonus loft level. Character home with many original features plus many updates. Basement walk up with separate entrance with partially finished in-law suite with bath,2nd kitchen, 2 bedrooms PLUS bonus loft level. Spacious 1920 Sq Ft above grade plus basement. Beautiful hardwood floors, stairs, pillars, pocket doors. Side drive with 2 parking spaces and potential to reconvert side drive and huge workshop to double c…

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Property details

MLS#: X12858290
Status: Buy Now
Property class: Residential Freehold
Beds: 3+2
Baths: 2 full, 0 half
Rooms: 8 + 7
Kitchens: 2
Size: 1500-2000Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Partially Finished
Style: 2-Storey
Type: Detached
Year built: 1916

PIN: 172110096
Roll / ARN: 251803026300010

Occupancy: Owner Occupied
Washrooms: 4 pc · Second; 3 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Block
Other structures: Gazebo, Workshop, Fence - Full
Property features: Hospital, Library, Park, Public Transit, Rec./Commun.Centre, Place Of Worship

Fireplaces: 3
Fireplace features: Natural Gas, Electric

View: City

Garage: 2-car Detached
Garage spaces: 2
Parking: 4 total
Lot: 40 × 91.33
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding · Deck, Landscaped, Patio, Porch Enclosed, Privacy, Security Gate, Year Round Living
Fronting on: West
Cross street: King St. E. & Main St. E.
Stories: —
Utilities: —
Laundry: —
Interior: Accessory Apartment, In-Law Suite, Suspended Ceilings, Water Heater, Water Meter, In-Law Capability
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	4.06m × 5.23m
Main	Dining Room	3.71m × 4.24m
Main	Breakfast	3.35m × 3.43m
Main	Kitchen	3.07m × 3.63m
Main	Foyer	3.1m × 3.28m
Second	Primary Bedroom	3.56m × 5.59m
Second	Bedroom	3.28m × 3.66m
Third	Bedroom	2.97m × 6.91m
Basement	Kitchen	2.44m × 5.18m
Basement	Living Room	4.06m × 6.27m
Basement	Bedroom	2.79m × 3.43m
Basement	Bedroom	2.29m × 3.15m
Basement	Utility Room	1.52m × 2.24m
Basement	Other	—

Seller signals

Price movement & seller pressure

↓ $40KPrice reduction

MLS shows the seller reduced the asking price by $40,000 (from $589,000 to $549,000).

Motivated SellerWhy this label

120 days on market — Listing has been active for 120 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX REAL ESTATE CENTRE INC.

Source: TRREB/PROPTX · MLS® X12858290

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$549K

12 Leinster Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $549,000✓ $4,641 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,484/mo

incl. closing costs (yr 1)

Annual total

$53,808

year 1

Mortgage only

$2,083/mo

principal + interest

Beyond mortgage

$1,322/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$109,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$387/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $24,993/yr

Property taxes22% $12,096/yr

Utilities8% $4,530/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,490/yr

Closing costs9% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,993	$2,083/mo
Government & taxes
Property tax	$4,641	$387/mo
Land transfer tax(closing)	$7,455	$621/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,490	$458/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,808	$4,484/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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12 Leinster Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs