$460K · 3+1 bed Condo Townhouse · North C, London North

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About this home

Welcome home to this pride of ownership property in Stoney Creek area of North London. This quiet family friendly enclave of homes is turn key ready and finished on all three levels. With stone countertops, tiled backsplash and ceramic flooring in the updated kitchen including stainless steel, fridge, stove, and dishwasher (2020) you will immediately see that this isn't a builder grade home. Into the large living and dining space with convenient French doors to deck with privacy wall. Each l…

Property details

MLS#

X12853310

Status

Conditionally Sold

Beds

3+1

Baths

3 full, 0 half

Size

1000-1199

Style

2-Storey

Type

Condo Townhouse

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Cul de Sac/Dead End, Hospital, Golf, Library, Park, Public Transit

View: Clear, City

Condo corp #: 596
Balcony: None
Locker: None
Association amenities: Visitor Parking, BBQs Allowed
Fees include: Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding · Landscaped, Controlled Entry, Deck, Porch, Year Round Living
Fronting on: —
Cross street: FANSHAW AND TROSSACKS
Basement: Full, Finished
Stories: 1
Utilities: —
Laundry: Electric Dryer Hookup, In Basement, In-Suite Laundry, Laundry Room
Interior: Water Heater
Parking features: Private, Reserved/Assigned

Level	Room	Dimensions
Lower	Family Room	4.44m × 4.67m
Main	Dining Room	3.14m × 3.74m
Main	Kitchen	2.74m × 2.74m
Main	Living Room	3.04m × 5.86m
Second	Bedroom	2.87m × 2.94m
Second	Bedroom	2.89m × 3.78m
Second	Primary Bedroom	3.5m × 5.15m
Basement	Bedroom 4	3.2m × 5m

Level

Room

Dimensions

Lower

Family Room

4.44m × 4.67m

Main

Dining Room

3.14m × 3.74m

Main

Kitchen

2.74m × 2.74m

Main

Living Room

3.04m × 5.86m

Second

Bedroom

2.87m × 2.94m

Second

Bedroom

2.89m × 3.78m

Second

Primary Bedroom

3.5m × 5.15m

Basement

Bedroom 4

3.2m × 5m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $459,900✓ $3,118 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,094/mo

incl. closing costs (yr 1)

Annual total

$49,127

year 1

Mortgage only

$1,745/mo

principal + interest

Beyond mortgage

$1,418/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$91,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$260/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,599/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$29/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,673

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $20,937/yr

Property taxes18% $8,791/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,599/yr

Condo fees8% $4,140/yr

Closing costs10% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,937	$1,745/mo
Government & taxes
Property tax	$3,118	$260/mo
Land transfer tax(closing)	$5,673	$473/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,599	$383/mo
Condo fees
Condo / HOA fees	$4,140	$345/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,127	$4,094/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 4 1535 Trossacks

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Annual costs