$310K · 2 bed Condo Apartment · South D, London

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About this home

Bright and functional 2-bedroom, 1.5 - bath condo offering comfortable low-maintenance living in one of London's most convenient locations. The well-designed layout features an extra-long living room that provides excellent flexibility for both relaxing and entertaining, along with a dedicated dining area. The primary bedroom is a great size and features a convenient walk-through closet leading to the bathroom, creating a practical semi-ensuite feel. Enjoy the added benefit of in-suite laundry a…

Property details

MLS#

X12852664

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

900-999

Style

1 Storey/Apt

Type

Condo Apartment

Year built

—

Property features: Public Transit, School

View: City

Condo corp #: 238
Balcony: Open
Locker: None
Association amenities: Elevator, Visitor Parking
Fees include: Water Included, Parking Included, Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Surface
Garage spaces: 1
Parking: 2 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Window Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: COMMISSIONERS RD. W. / WONDERLAND RD S
Basement: None
Stories: 4
Utilities: —
Laundry: Ensuite, In-Suite Laundry, Inside, Laundry Room, Laundry Closet
Interior: Carpet Free, Primary Bedroom - Main Floor
Parking features: Covered, Surface

Level	Room	Dimensions
Main	Bathroom	1.4m × 1.58m
Main	Bathroom	2.29m × 1.53m
Main	Bedroom	2.57m × 4.57m
Main	Dining Room	3.07m × 2.53m
Main	Kitchen	2.38m × 2.99m
Main	Living Room	3.28m × 6.64m
Main	Primary Bedroom	3.35m × 4.57m
Main	Utility Room	0.59m × 1.54m

Level

Room

Dimensions

Main

Bathroom

1.4m × 1.58m

Main

Bathroom

2.29m × 1.53m

Main

Bedroom

2.57m × 4.57m

Main

Dining Room

3.07m × 2.53m

Main

Kitchen

2.38m × 2.99m

Main

Living Room

3.28m × 6.64m

Main

Primary Bedroom

3.35m × 4.57m

Main

Utility Room

0.59m × 1.54m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $309,900✓ $2,146 tax✓ Electric✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,135/mo

incl. closing costs (yr 1)

Annual total

$37,625

year 1

Mortgage only

$1,176/mo

principal + interest

Beyond mortgage

$1,241/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$61,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$179/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~950 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,099/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$42/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,124

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $14,108/yr

Property taxes14% $5,270/yr

Utilities7% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,099/yr

Condo fees16% $5,988/yr

Closing costs14% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$14,108	$1,176/mo
Government & taxes
Property tax	$2,146	$179/mo
Land transfer tax(closing)	$3,124	$260/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,099	$258/mo
Condo fees
Condo / HOA fees	$5,988	$499/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$37,625	$3,135/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs