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$900K · 3 bed Att/Row/Townhouse · 4003 - Sandy Hill, Lower Town - Sandy Hill | MyPropertyScout

$899,900

Unit C

123 DOM

33123d

Map

⚡ Insider Deal

DOM 123

↓ $35KMotivated SellerPrice Reduced

$899,900

↓ $35KMotivated Seller

DOM123days

Unit C

595 Besserer Street · Lower Town - Sandy Hill · Ontario K1N 6C8

MLS® X12845826 · 4003 - Sandy Hill · K1N 6C8

33TenantOccupied2000-2500 ft²Att/Row/Townhouse1-car AttachedFull, Finished123d$400/ft²Lot 18 x 99 ft$9,605 tax/yrFull, Finished

123 days on market

About this home

Welcome to 595C Besserer Street, a stunning three-storey, brick end unit that perfectly captures the charm of historic Sandy Hill. Tucked away on a quiet, tree-lined dead-end street, this home offers a serene escape with the pulse of the city just steps away. The interior is a masterclass in architectural elegance, featuring leaded glass windows, ornate crown moldings, soaring ceilings, and rich hardwood flooring. The main level is designed for both comfort and sophistication, boasting a newly r…

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Property details

MLS#: X12845826
Status: Buy Now
Property class: Residential Freehold
Beds: 3
Baths: 3 full, 0 half
Rooms: 7 + 2
Kitchens: 1
Size: 2000-2500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Finished
Style: 3-Storey
Type: Att/Row/Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 042070029
Roll / ARN: 061402100118310

Occupancy: Tenant Occupied
Washrooms: 4 pc · Third; 3 pc · Second; 2 pc · Main
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Fenced Yard, Park, Public Transit, Rec./Commun.Centre, School

Fireplaces: 1
Fireplace features: Wood

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Lot: 17.97 × 99
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick · Landscaped, Deck, Patio
Fronting on: North
Cross street: Charlotte St/Wurtemburg St
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free
Parking features: Inside Entry

Rooms

Level	Room	Dimensions
Main	Living Room	4.54m × 5m
Main	Dining Room	2.99m × 3.17m
Main	Kitchen	3.12m × 5.38m
Main	Solarium	1.82m × 2.46m
Second	Primary Bedroom	4.54m × 5.58m
Second	Bedroom 2	3.14m × 4.54m
Third	Bedroom 3	4.52m × 5.58m
Lower	Recreation	4.54m × 4.97m
Lower	Laundry	2.97m × 3.5m

Seller signals

Price movement & seller pressure

↓ $35KPrice reduction

MLS shows the seller reduced the asking price by $35,000 (from $934,900 to $899,900).

Motivated SellerWhy this label

123 days on market — Listing has been active for 123 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE TEAM REALTY

Source: TRREB/PROPTX · MLS® X12845826

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$900K

Unit C · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $899,900✓ $9,605 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,141/mo

incl. closing costs (yr 1)

Annual total

$85,694

year 1

Mortgage only

$3,414/mo

principal + interest

Beyond mortgage

$2,063/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$179,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$800/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $40,967/yr

Property taxes28% $24,078/yr

Utilities6% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,999/yr

Closing costs6% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,967	$3,414/mo
Government & taxes
Property tax	$9,605	$800/mo
Land transfer tax(closing)	$14,473	$1,206/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,999	$750/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$85,694	$7,141/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit C

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs