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$525K · 4+1 bed Duplex · Stipley, Hamilton | MyPropertyScout

$524,900

68 Gage Avenue

124 DOM

4+13124d

Map

⚡ Insider Deal

DOM 124

↓ $25KMotivated SellerPrice Reduced

$524,900

↓ $25KMotivated Seller

DOM124days

68 Gage Avenue

Hamilton · Ontario L8M 3C9

MLS® X12841666 · Stipley · L8M 3C9

4+13OwnerOccupied1500-2000 ft²DuplexNoneFull, Partially Finished, Separate Entrance124d$300/ft²Lot 34 x 91.3 ft$3,822 tax/yrFull, Partially Finished, Separate Entrance

124 days on market

About this home

Situated on the highly desirable south side of Gage Avenue, just footsteps from Gage Park, the Tropical Greenhouse, major transit routes, and the future LRT line, this property offers an exceptional location with strong long-term potential. An ideal investment opportunity, the home features a basement currently functioning as a third unit, creating additional income potential. This property is also an excellent option for first-time home buyers looking to offset mortgage and carrying costs while…

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Property details

MLS#: X12841666
Status: Buy Now
Property class: Residential Freehold
Beds: 4+1
Baths: 3 full, 0 half
Rooms: 13 + 7
Kitchens: 3
Size: 1500-2000Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Partially Finished, Separate Entrance
Style: 2 1/2 Storey
Type: Duplex
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 172080170
Roll / ARN: 251803026305710

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 4 pc · Second; 3 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Block

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 34 × 91.33
Heating: Forced Air
Heating fuel: Gas
Cooling: None
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: West
Cross street: Main St. E.
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Private

Rooms

Room dimensions are not available for this listing.

Seller signals

Price movement & seller pressure

↓ $25KPrice reduction

MLS shows the seller reduced the asking price by $25,000 (from $549,900 to $524,900).

Motivated SellerWhy this label

124 days on market — Listing has been active for 124 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: MICHAEL ST.JEAN REALTY INC.

Source: TRREB/PROPTX · MLS® X12841666

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$525K

68 Gage Avenue · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $524,900✓ $3,822 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,264/mo

incl. closing costs (yr 1)

Annual total

$51,170

year 1

Mortgage only

$1,991/mo

principal + interest

Beyond mortgage

$1,233/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$104,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$319/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,249/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $23,896/yr

Property taxes21% $10,795/yr

Utilities9% $4,530/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,249/yr

Closing costs10% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,896	$1,991/mo
Government & taxes
Property tax	$3,822	$319/mo
Land transfer tax(closing)	$6,973	$581/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,249	$437/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,170	$4,264/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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68 Gage Avenue

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs