$499K · 5 bed Detached · East H, London East

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About this home

Welcome to 1878 Churchill Avenue - a solid all-brick 2-storey home offering 5 bedrooms and 2 full bathrooms in a highly desirable East London location. This versatile property is ideal for investors seeking strong, stable cash flow or for families seeking space and long-term value. Currently rented for $2,600 per month plus utilities, it presents an excellent turnkey investment opportunity with dependable income already in place. The functional layout features spacious principal rooms filled wit…

Property details

MLS#

X12837928

Status

Buy Now

Property class

Residential Freehold

Beds

Baths

2 full, 0 half

Rooms

Kitchens

Size

1500-2000Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Finished

Style

2-Storey

Type

Detached

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 081140309
Roll / ARN: 393604008008800
Plan: 685

Occupancy: Tenant Occupied
Washrooms: 4 pc
Family room: Family room
Central vacuum: No
Ensuite laundry: No
Special designation: Other

Roof: Asphalt Shingle
Foundation: Poured Concrete

Garage: 1-car Attached
Garage spaces: 1
Parking: 5 total
Lot: 56.23 × 150
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick · Deck
Fronting on: North
Cross street: Clarke Rd and Churchill Ave
Stories: —
Utilities: —
Laundry: —
Interior: Other
Parking features: Private

Level	Room	Dimensions
Main	Bedroom	3.14m × 3.65m
Main	Bedroom	2.97m × 3.58m
Second	Bedroom	3.45m × 3.88m
Second	Bedroom	3.14m × 3.65m
Second	Bedroom	2.97m × 3.58m

Level

Room

Dimensions

Main

Bedroom

3.14m × 3.65m

Main

Bedroom

2.97m × 3.58m

Second

Bedroom

3.45m × 3.88m

Second

Bedroom

3.14m × 3.65m

Second

Bedroom

2.97m × 3.58m

Price movement & seller pressure

↓ $30KPrice reduction

MLS shows the seller reduced the asking price by $30,000 (from $529,000 to $499,000).

Motivated SellerWhy this label

124 days on market — Listing has been active for 124 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,000✓ $3,034 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,035/mo

incl. closing costs (yr 1)

Annual total

$48,426

year 1

Mortgage only

$1,893/mo

principal + interest

Beyond mortgage

$1,146/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$253/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $22,717/yr

Property taxes20% $9,489/yr

Utilities9% $4,530/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,990/yr

Closing costs11% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,717	$1,893/mo
Government & taxes
Property tax	$3,034	$253/mo
Land transfer tax(closing)	$6,455	$538/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,990	$416/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$48,426	$4,035/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1878 Churchill Avenue

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs