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$440K · 1 bed Condo Townhouse · 542 - Grimsby East, Grimsby | MyPropertyScout

$439,900

Unit 8

120 DOM

12120d

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DOM 120

↓ $35,100Price Reduced

$439,900

DOM120days

Unit 8

49 ONTARIO Street · Grimsby · Ontario L3M 3H2

MLS® X12834842 · 542 - Grimsby East · L3M 3H2

12Vacant900-999 ft²Condo TownhouseNone120d$463/ft²$2,662 tax/yr

Neighbourhood Range

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About this home

Carnegie Lofts welcomes you! Positioned in the heart of downtown Grimsby, 1-bedroom, 2- bath, 2 storey loft-style condo townhouse blends this heritage property with a modern design and low-maintenance lifestyle. Street-level access - just steps from vibrant restaurants, boutique shops, parks, transportation and everyday amenities. As you enter from the private courtyard, the main floor floor open concept is ideal for entertaining or just enjoying a quiet evening at home. The main floor also…

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Property details

MLS#: X12834842
Status: Buy Now
Beds: 1
Baths: 2 full, 0 half
Size: 900-999
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Condo corp #: 184
Balcony: None
Locker: None
Fees include: Water Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Vinyl Siding
Fronting on: —
Cross street: Corner of Carnegie Lane and Ontario St
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: —

Rooms

Level	Room	Dimensions
Main	Living Room	3.52m × 4.77m
Main	Dining Room	3.42m × 3.2m
Main	Kitchen	2.38m × 4.42m
Main	Foyer	1.22m × 3.04m
Main	Bathroom	1.52m × 1.68m
Main	Laundry	1.52m × 1.62m
Second	Bedroom	3.81m × 4.72m
Second	Other	1.32m × 1.92m
Second	Bathroom	1.52m × 2.59m
Second	Sitting	1.83m × 2.43m
Second	Utility Room	1.47m × 1.82m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: BOLDT REALTY INC., BROKERAGE

Source: TRREB/PROPTX · MLS® X12834842

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$440K

Unit 8 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $439,900✓ $2,662 tax✓ Electric✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,935/mo

incl. closing costs (yr 1)

Annual total

$47,221

year 1

Mortgage only

$1,669/mo

principal + interest

Beyond mortgage

$1,368/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$87,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$222/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~950 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,399/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$40/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $20,026/yr

Property taxes17% $7,935/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,399/yr

Condo fees12% $5,700/yr

Closing costs11% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,026	$1,669/mo
Government & taxes
Property tax	$2,662	$222/mo
Land transfer tax(closing)	$5,273	$439/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,399	$367/mo
Condo fees
Condo / HOA fees	$5,700	$475/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$47,221	$3,935/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 8

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs