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$650K · 4 bed Condo Townhouse · Stephen, South Huron | MyPropertyScout

$649,900

Oakwood Links

120 DOM

43120d

Map

⚡ Insider Deal

DOM 120

↓ $50,000Price Reduced

$649,900

F●●○○○DOM120days

Oakwood Links

11 Oakwood Links Lane · South Huron · Ontario N0M 1T0

MLS® X12834338 · Stephen · N0M 1T0

43Vacant1200-1399 ft²Condo Townhouse2-car Attached120d$500/ft²$5,215 tax/yrBuilt 200323 yrs old

25% above market · regional est. · 120 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

IMMEDIATE OCCUPANCY AVAILABLE! Welcome to this immaculately maintained home in the highly desirable condominium community of Oakwood Links. One of the few properties backing directly onto the beautiful golf course and pond, this home offers peaceful views and a truly exceptional setting. With over 2,600 sq. ft. of finished living space, there is plenty of room to live and entertain in comfort. The primary bedroom has direct access to the backyard deck, a walk-in closet and a spa-like ensuite, c…

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Property details

MLS#: X12834338
Status: Buy Now
Beds: 4
Baths: 3 full, 0 half
Size: 1200-1399
Style: Bungalow
Type: Condo Townhouse
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Beach, Golf

Fireplaces: 2
Fireplace features: Electric, Rec Room, Natural Gas, Living Room

View: Golf Course, Pond, Trees/Woods

Building name: Oakwood Links
Condo corp #: 7
Balcony: Open
Locker: None
Association amenities: Other
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Board & Batten, Stone · Canopy, Deck, Landscaped, Lawn Sprinkler System, Patio
Fronting on: —
Cross street: Bluewater Highway (21)
Basement: Full, Finished
Stories: 1
Utilities: —
Laundry: Laundry Closet
Interior: Air Exchanger, Auto Garage Door Remote, Central Vacuum, Countertop Range, Generator - Full, Primary Bedroom - Main Floor, Sump Pump, Water Softener, Water Meter
Parking features: Private

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

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Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX Reliable Realty Inc

Source: TRREB/PROPTX · MLS® X12834338

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$650K

Oakwood Links · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $649,900✓ $5,215 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,619/mo

incl. closing costs (yr 1)

Annual total

$67,433

year 1

Mortgage only

$2,466/mo

principal + interest

Beyond mortgage

$1,906/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$129,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$435/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$42/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $29,586/yr

Property taxes22% $14,688/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,499/yr

Condo fees9% $6,000/yr

Closing costs8% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,586	$2,466/mo
Government & taxes
Property tax	$5,215	$435/mo
Land transfer tax(closing)	$9,473	$789/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,499	$542/mo
Condo fees
Condo / HOA fees	$6,000	$500/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$67,433	$5,619/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Oakwood Links

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs