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$429K · 2 bed Condo Apartment · 717 - Cornwall, Cornwall | MyPropertyScout

$429,000

Unit 301

120 DOM

22120d

Map

⚡ Insider Deal

DOM 120

↓ $20,000Price ReducedEstate Sale

$429,000

F●●●○○DOM120days

Unit 301

301 Water Street · Cornwall · Ontario K6J 1A5

MLS® X12832588 · 717 - Cornwall · K6J 1A5

22Vacant1400-1599 ft²Condo Apartment1-car Underground120d$286/ft²$5,692 tax/yrBuilt 200323 yrs old

11% above market · 120 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

This is a +/- 1,400 sq ft 2 bedroom 2 bath penthouse (3rd floor) condo with south and east exposures that overlooks Lameroux Park and the St. Lawrence River. The home is complete with kitchen, livingroom with gas fireplace and large patio off the Livingroom, dining area, den, two bedrooms, master has ensuite bath and large closet. There is a second 3 piece bath. Included are Fridge, Stove, Washer, Dryer. The heating system is forced air gas with central air conditioning. There is also suppl…

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Property details

MLS#: X12832588
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1400-1599
Style: Apartment
Type: Condo Apartment
Year built: —

Roof: Asphalt Shingle

Fireplaces: 1
Fireplace features: Natural Gas

View: River, Water, Park/Greenbelt

Condo corp #: 4
Balcony: Open
Locker: Exclusive
Association amenities: Elevator, Visitor Parking
Fees include: None
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick Veneer
Fronting on: —
Cross street: Water St. @ Bedford St.
Basement: Other
Stories: —
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, Separate Hydro Meter, Storage Area Lockers, Water Heater Owned
Parking features: —

Rooms

Level	Room	Dimensions
Main	Living Room	4.5m × 6.86m
Main	Den	3.63m × 2.9m
Main	Kitchen	2.44m × 2.72m
Main	Bedroom	4.85m × 3.51m
Main	Bedroom 2	3.4m × 3.8m
Main	Dining Room	2.8m × 1.9m
Main	Laundry	2.34m × 1.5m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX AFFILIATES MARQUIS LTD.

Source: TRREB/PROPTX · MLS® X12832588

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$429K

Unit 301 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $429,000✓ $5,692 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,557/mo

incl. closing costs (yr 1)

Annual total

$54,683

year 1

Mortgage only

$1,627/mo

principal + interest

Beyond mortgage

$2,050/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$85,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$474/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$66/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $19,530/yr

Property taxes20% $10,747/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,290/yr

Condo fees17% $9,456/yr

Closing costs9% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,530	$1,627/mo
Government & taxes
Property tax	$5,692	$474/mo
Land transfer tax(closing)	$5,055	$421/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,290	$358/mo
Condo fees
Condo / HOA fees	$9,456	$788/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$54,683	$4,557/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 301

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs