Loading neighbourhood intel…

$1.03M · 3+2 bed Detached · 462 - Rykert/Vansickle, St. Catharines | MyPropertyScout

$1,030,000

65 MCCAFFERY Crescent

129 DOM

3+23129d

Map

⚡ Insider Deal

DOM 129

↓ $20KMotivated SellerPrice Reduced

$1,030,000

↓ $20KMotivated Seller

DOM129days

65 MCCAFFERY Crescent

St. Catharines · Ontario L2S 3Y6

MLS® X12821528 · 462 - Rykert/Vansickle · L2S 3Y6

3+23OwnerOccupied1500-2000 ft²Detached2-car AttachedFinished, Full129d$589/ft²Lot 54.9 x 114.8 ft< .50 ac$7,224 tax/yrBuilt 200323 yrs oldFinished, Full

129 days on market

About this home

Stunning all-brick bungalow with double garage offering over 3,000 sq ft of finished living space in the sought-after Vansickle area. This executive home features 5 bedrooms plus a gym/office and 3 full bathrooms, and impresses from the moment you arrive with its beautiful curb appeal and grand entrance.Inside, you'll find a bright, open layout with a welcoming foyer, hardwood flooring, cathedral ceilings, and decorative pillars throughout the main floor. The formal dining room connects to the w…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Book a call for full analysis. Get a full analysis →

Property details

MLS#: X12821528
Status: Buy Now
Property class: Residential Freehold
Beds: 3+2
Baths: 3 full, 0 half
Rooms: 11 + 6
Kitchens: 1
Size: 1500-2000Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished, Full
Style: Bungalow
Type: Detached
Year built: 2003

PIN: 463550208
Roll / ARN: 262902003467932
Plan: 30M272

Occupancy: Owner Occupied
Washrooms: 5 pc · Main; 4 pc · Main; 3 pc · Basement
Family room: Family room
Central vacuum: Central vacuum
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Hospital, Fenced Yard, Park

Fireplaces: 1

Garage: 2-car Attached
Garage spaces: 2
Parking: 5 total
Lot: 54.92 × 114.83
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick · Deck, Lawn Sprinkler System
Fronting on: North
Cross street: Vansickle Road
Stories: —
Utilities: —
Laundry: —
Interior: Central Vacuum, Water Purifier, Primary Bedroom - Main Floor
Parking features: Private Double, Other

Rooms

Level	Room	Dimensions
Main	Foyer	2.44m × 2.84m
Main	Laundry	1.88m × 2.91m
Main	Dining Room	3.67m × 3.81m
Main	Living Room	4.34m × 5.93m
Main	Kitchen	3.65m × 3.83m
Main	Dining Room	2.42m × 3.4m
Main	Primary Bedroom	5.05m × 5.26m
Main	Bedroom 2	3.51m × 3.51m
Main	Bedroom 3	3.7m × 4.12m
Main	Bathroom	1.53m × 2.91m
Main	Bathroom	2.44m × 3.15m
Basement	Bathroom	1.49m × 2.59m
Basement	Recreation	8.23m × 11.61m
Basement	Bedroom 4	3.37m × 5.13m
Basement	Bedroom 5	3.64m × 4.87m
Basement	Office	3.51m × 4.37m
Basement	Other	1.64m × 2.84m

Seller signals

Price movement & seller pressure

↓ $20KPrice reduction

MLS shows the seller reduced the asking price by $20,000 (from $1,050,000 to $1,030,000).

Motivated SellerWhy this label

129 days on market — Listing has been active for 129 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE NRC REALTY

Source: TRREB/PROPTX · MLS® X12821528

Do you own a home in St. Catharines?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$1.03M

65 MCCAFFERY Crescent · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,030,000✓ $7,224 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,727/mo

incl. closing costs (yr 1)

Annual total

$92,719

year 1

Mortgage only

$3,908/mo

principal + interest

Beyond mortgage

$1,938/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$206,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$602/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,300/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$17,075

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $46,890/yr

Property taxes26% $24,299/yr

Utilities5% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $10,300/yr

Closing costs6% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$46,890	$3,908/mo
Government & taxes
Property tax	$7,224	$602/mo
Land transfer tax(closing)	$17,075	$1,423/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,300	$858/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$92,719	$7,727/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

65 MCCAFFERY Crescent

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Request a Showing

Request a Showing

Annual costs